California Insurance Code ARTICLE 4 - Assigned Risk Plans

• Section 11620.
  (a) The commissioner, after a public hearing, shall approve or issue a reasonable plan for the equitable apportionment, among insurers admitted to transact liability insurance, of...
• Section 11621.1.
  In the event an insurer discontinues writing automobile liability insurance in this state but retains its license to write that business, it shall continue to...
• Section 11621.2.
  (a) An insurer that is no longer licensed to write automobile liability insurance in this state shall have its plan business treated in the same manner...
• Section 11621.3.
  Insurer groups under the same ownership may elect to be treated as one insurer for purposes of participating in the plan and receiving its assignments...
• Section 11621.4.
  (a) New plan assignments to a participating insurer may be suspended or a participating insurer may be relieved of its obligation to renew existing assigned risk...
• Section 11621.5.
  (a) In the event proceedings have been initiated by the commissioner to have an insurer declared insolvent, and a receiver or liquidator has been appointed, the...
• Section 11622.
  Such plan shall require the issuance of a policy affording coverage in the amount of fifteen thousand dollars ($15,000) for bodily injury to or death...
• Section 11622.5.
  The plan shall provide for effective dates for coverage consistent with all of the following:(a) Except as provided in this section, in no event shall coverage...
• Section 11623.
  (a) (1) To assist the commissioner in carrying out the purposes of this article, an advisory committee composed of 15 members is created. The commissioner shall administer...
• Section 11623.5.
  (a) Groups of insurers not under common ownership or management may form a limited assignment distribution arrangement. Each arrangement shall have one servicing carrier that writes...
• Section 11624.
  The plan shall contain:(a) Standards for determining eligibility of applicants for insurance, including a requirement of a certificate of eligibility as provided in Section 11624.08, and...
• Section 11624.08.
  The plan shall require a certificate of eligibility to accompany the application for coverage. The certificate shall indicate whether or not the applicant meets the...
• Section 11624.09.
  Upon a determination by the plan that a certificate of eligibility is defective due to an omission or mistake which is immaterial to determining the...
• Section 11624.1.
  (a) An insurer shall mail a policy within 30 days of the receipt of an assignment.(b) Upon the determination of an insurer to whom an assignment is...
• Section 11624.2.
  (a) An insurer shall acknowledge in writing within 15 days the receipt of a request for the endorsement of an assigned risk policy. The mailing of...
• Section 11624.3.
  Any return premium checks due to an insured or to a lender subject to the provisions of subdivision (g) of Section 673 on account of...
• Section 11624.4.
  Every insurer to whom an assignment is made shall do all of the following:(a) Provide policyholders with information on how to report claims.(b) Provide brokers and agents...
• Section 11624.5.
  No insurance agent, broker or solicitor shall make any charge to the applicant, directly or indirectly, for furnishing any person the necessary application forms, technical...
• Section 11624.6.
  Every insurer, agent, or broker assigned an application by the plan may conclusively rely on the acceptance, rejection, or waiver of coverages stated in the...
• Section 11624.7.
  Within 60 days after the effective date of any policy issued or renewed under this article, the insurer shall obtain from the Department of Motor...
• Section 11625.
  If an insurer admitted to transact liability insurance fails to subscribe to the plan or to any amendments thereto, the commissioner shall give 10 days’...
• Section 11626.
  If the commissioner, after hearing upon not less than ten (10) days’ notice, finds that any insurer has failed to perform any of the duties...
• Section 11626.1.
  (a) No insurer shall downgrade the rating, or otherwise adversely affect the insurability, of a person insured under Section 11622.1 solely because of that person’s participation...
• Section 11627.
  In this article, “insurer” includes reciprocal or interinsurance exchanges.(Added by Stats. 1947, Ch. 1205.)

Last modified: October 22, 2018