Florida Statutes Part I - Scope Of Code (Ss. 624.01-624.26)

• 624.01 - Short Title.
  Chapters 624-632, 634, 635, 636, 641, 642, 648, and 651 constitute the “Florida Insurance Code.”History.—s. 1, ch. 59-205; s. 3, ch. 76-168; s. 1, ch....
• 624.02 - “insurance” Defined.
  “Insurance” is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies.History.—s. 2,...
• 624.03 - “insurer” Defined.
  “Insurer” includes every person engaged as indemnitor, surety, or contractor in the business of entering into contracts of insurance or of annuity.History.—s. 3, ch. 59-205;...
• 624.031 - “self-insurance” Defined.
  For the purposes of ss. 627.551 and 627.651, self-insurance includes any plan, fund, or program which is communicated or the benefits of which are described...
• 624.04 - “person” Defined.
  “Person” includes an individual, insurer, company, association, organization, Lloyds, society, reciprocal insurer or interinsurance exchange, partnership, syndicate, business trust, corporation, agent, general agent, broker, service...
• 624.05 - “department,” “commission,” And “office” Defined.
  As used in the Insurance Code:(1) “Department” means the Department of Financial Services. The term does not mean the Financial Services Commission or any office of...
• 624.06 - “domestic,” “foreign,” “alien” Insurer Defined.
  (1) A “domestic” insurer is one formed under the laws of this state.(2) A “foreign” insurer is one formed under the laws of any state, district, territory,...
• 624.07 - “domicile” Defined.
  Except as provided in s. 631.011, the “domicile” of an insurer means:(1) As to Canadian insurers, Canada and the province under the laws of which the...
• 624.075 - “commercially Domiciled Insurer” Defined.
  Every foreign or alien insurer which is authorized to do business in this state and which, during its 3 preceding fiscal years taken together, or...
• 624.08 - “state” Defined.
  When used in context signifying a jurisdiction other than the State of Florida, “state” means any state, district, territory, or commonwealth of the United States.History.—s....
• 624.09 - “authorized,” “unauthorized” Insurer Defined.
  (1) An “authorized” insurer is one duly authorized by a subsisting certificate of authority issued by the office to transact insurance in this state.(2) An “unauthorized” insurer...
• 624.10 - Other Definitions.
  As used in the Florida Insurance Code, the term:(1) “Affiliate” means an entity that exercises control over or is directly or indirectly controlled by the insurer...
• 624.105 - Waiver Of Customer Liability.
  Any regulated company as defined in s. 350.111, any electric utility as defined in s. 366.02(2), any utility as defined in s. 367.021(12) or s....
• 624.11 - Compliance Required.
  (1) No person shall transact insurance in this state, or relative to a subject of insurance resident, located, or to be performed in this state, without...
• 624.12 - Application Of Code As To Fraternal Benefit Societies.
  No provision of this code shall apply with respect to fraternal benefit societies (as identified in chapter 632), except as stated in chapter 632.History.—s. 12,...
• 624.123 - Certain International Health Insurance Policies; Exemption From Code.
  (1) International health insurance policies and applications may be solicited and sold in this state at any international airport to a resident of a foreign country....
• 624.124 - Motor Vehicle Services; Exemption From Code.
  Any person may, in exchange for fees, dues, charges, or other consideration, provide any of the following services related to the ownership, operation, use, or...
• 624.125 - Certain Motor Vehicle Service Agreements; Exemption From Code.
  (1) Any person may, in exchange for fees, charges, or other consideration, solicit, offer, provide, enter into, issue, or deliver a motor vehicle service agreement indemnifying...
• 624.126 - Certain Mutual Aid Associations; Exemption From Code.
  (1) Any beneficial, relief, or mutual aid society, however organized, established prior to 1935 and formed by a religious organization, which religious organization qualifies as an...
• 624.1265 - Nonprofit Religious Organization Exemption; Authority; Notice.
  (1) A nonprofit religious organization is not subject to the requirements of the Florida Insurance Code if the nonprofit religious organization qualifies under Title 26, s....
• 624.127 - Certain Political Subdivisions Offering Prepaid Ambulance Service Plans; Exemption From Code.
  A political subdivision of this state which, on October 1, 1991, was operating an emergency medical services system established by special act and offers a...
• 624.1275 - Insurance Agents; Prohibited Exclusion From Public Bidding And Negotiations.
  A licensed insurance agent shall not be prohibited or excluded from competing or negotiating for any insurance product or plan purchased, provided, or endorsed by...
• 624.128 - Crime Victims Exemption.
  Any other provision of the Florida Statutes to the contrary notwithstanding, the deductible or copayment provision of any insurance policy shall not be applicable to...
• 624.129 - Certain Location And Recovery Services; Exemption From Code.
  (1) Any person may, in exchange for fees, dues, charges, or other consideration, not exceeding $300 annually (adjusted for increases in the Consumer Price Index after...
• 624.13 - Particular Provisions Prevail.
  Provisions of this code relative to a particular kind of insurance or a particular type of insurer or to a particular matter shall prevail over...
• 624.15 - General Penalty.
  (1) Each willful violation of this code or rule of the department, office, or commission as to which a greater penalty is not provided by another...
• 624.155 - Civil Remedy.
  (1) Any person may bring a civil action against an insurer when such person is damaged:(a) By a violation of any of the following provisions by the...
• 624.19 - Existing Forms And Filings.
  Every form of insurance document and every rate or other filing lawfully in use immediately prior to October 1, 1959, may continue to be so...
• 624.21 - Prospective Operation Of Amendments To Code.
  Each amendment to this code shall be construed to operate prospectively, unless a contrary legislative intent is specified.History.—s. 4, ch. 82-386; s. 1, ch. 86-286;...
• 624.215 - Proposals For Legislation Which Mandates Health Benefit Coverage; Review By Legislature.
  (1) LEGISLATIVE INTENT.—The Legislature finds that there is an increasing number of proposals which mandate that certain health benefits be provided by insurers and health maintenance...
• 624.23 - Public Records Exemption.
  (1) As used in this section, the term:(a) “Consumer” means:1. A prospective purchaser, purchaser, or beneficiary of, or applicant for, any product or service regulated under the Florida...
• 624.231 - Disclosure And Fees For Production Of Records.
  If the department or office determines that any portion of a record that is requested by a person is exempt pursuant to chapter 119, the...
• 624.24 - Prohibition Against Requiring The Purchase Of Health Insurance; Exceptions.
  (1) A person may not be compelled to purchase health insurance, except as a condition of:(a) Public employment;(b) Voluntary participation in a state or local benefit;(c) Operating a dangerous...
• 624.25 - Patient Protection And Affordable Care Act.
  A provision of the Florida Insurance Code, or rule adopted pursuant to the code, applies unless such provision or rule prevents the application of a...
• 624.26 - Collaborative Arrangement With The Department Of Health And Human Services.
  (1) As used in this section, the term “PPACA” has the same meaning as provided in s. 627.402.(2) When reviewing forms filed by health insurers or health...

Last modified: September 23, 2016