Florida Statutes Part I - Insurance Representatives: Licensing Procedures And General Requirements (Ss. 626.011-626.711)

• 626.011 - Short Title.
  This part may be referred to as the “Licensing Procedures Law.”History.—s. 181, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 3, ch....
• 626.015 - Definitions.
  As used in this part:(1) “Adjuster” means a public adjuster as defined in s. 626.854, a public adjuster apprentice as defined in s. 626.8541, or an...
• 626.016 - Powers And Duties Of Department, Commission, And Office.
  (1) The powers and duties of the Chief Financial Officer and the department specified in this part apply only with respect to insurance agents, insurance agencies,...
• 626.022 - Scope Of Part.
  (1) This part applies as to insurance agents, service representatives, adjusters, and insurance agencies; as to any and all kinds of insurance; and as to stock...
• 626.025 - Consumer Protections.
  To transact insurance, agents shall comply with consumer protection laws, including the following, as applicable:(1) Continuing education requirements for resident and nonresident agents, as required in...
• 626.0428 - Agency Personnel Powers, Duties, And Limitations.
  (1) An individual employed by an agent or agency on salary who devotes full time to clerical work, with incidental taking of insurance applications or quoting...
• 626.112 - License And Appointment Required; Agents, Customer Representatives, Adjusters, Insurance Agencies, Service Representatives, Managing General Agents.
  (1)(a) No person may be, act as, or advertise or hold himself or herself out to be an insurance agent, insurance adjuster, or customer representative unless...
• 626.141 - Violation Not To Affect Validity Of Insurance.
  An insurance contract which is otherwise valid and binding as between the parties thereto shall not be rendered invalid by reason of having been solicited,...
• 626.161 - Licensing Forms.
  The department shall prescribe and furnish all printed forms required in connection with the application for issuance of and termination of all licenses and appointments.History.—s....
• 626.171 - Application For License As An Agent, Customer Representative, Adjuster, Service Representative, Managing General Agent, Or Reinsurance Intermediary.
  (1) The department may not issue a license as agent, customer representative, adjuster, service representative, managing general agent, or reinsurance intermediary to any person except upon...
• 626.172 - Application For Insurance Agency License.
  (1) The department may issue a license as an insurance agency to any person only after such person files a written application with the department and...
• 626.175 - Temporary Licensing.
  (1) The department may issue a nonrenewable temporary license for a period not to exceed 6 months authorizing appointment of a general lines insurance agent or...
• 626.181 - Number Of Applications For Licensure Required.
  After a license as agent, customer representative, or adjuster has been issued to an individual, the same individual shall not be required to take another...
• 626.191 - Repeated Applications.
  The failure of an applicant to secure a license upon application does not preclude the applicant from applying again. However, the department may not consider...
• 626.201 - Investigation.
  (1) The department or office may propound any reasonable interrogatories in addition to those contained in the application, to any applicant for license or appointment, or...
• 626.202 - Fingerprinting Requirements.
  If there is a change in ownership or control of any entity licensed under this chapter, or if a new partner, officer, or director is...
• 626.207 - Disqualification Of Applicants And Licensees; Penalties Against Licensees; Rulemaking Authority.
  (1) For purposes of this section, the term “financial services business” means any financial activity regulated by the Department of Financial Services, the Office of Insurance...
• 626.211 - Approval, Disapproval Of Application.
  (1) If upon the basis of a completed application for license and such further inquiry or investigation as the department may make concerning an applicant the...
• 626.221 - Examination Requirement; Exemptions.
  (1) The department shall not issue any license as agent or adjuster to any individual who has not qualified for, taken, and passed to the satisfaction...
• 626.231 - Eligibility; Application For Examination.
  (1) No person shall be permitted to take an examination for license until his or her application for examination or application for the license has been...
• 626.241 - Scope Of Examination.
  (1) Each examination for a license as an agent or adjuster shall be of such scope as is deemed by the department to be reasonably necessary...
• 626.2415 - Annual Report Of Results Of Life Insurance Examinations.
  (1) No later than May 1 of each year, the department or a person designated by the department shall prepare, publicly announce, and publish a report...
• 626.251 - Time And Place Of Examination; Notice.
  (1) The department, or a person designated by the department, shall provide notice of the time and place of the examination to each applicant for examination...
• 626.261 - Conduct Of Examination.
  (1) The applicant for license or the applicant for examination shall appear in person and personally take the examination for license at the time and place...
• 626.266 - Printing Of Examinations Or Related Materials To Preserve Examination Security.
  A contract let for the development, administration, or grading of examinations or related materials by the department pursuant to the various agent, customer representative, or...
• 626.271 - Examination Fee; Determination, Refund.
  (1) Prior to being permitted to take an examination, each applicant who is subject to examination shall pay to the department or a person designated by...
• 626.281 - Reexamination.
  (1) An applicant for license or examination who has:(a) Taken an examination and failed to make a passing grade, or(b) Failed to appear for the examination or to...
• 626.2815 - Continuing Education Requirements.
  (1) The purpose of this section is to establish requirements and standards for continuing education courses for individuals licensed to solicit, sell, or adjust insurance in...
• 626.2816 - Regulation Of Continuing Education For Licensees, Course Providers, Instructors, School Officials, And Monitor Groups.
  (1) Continuing education course providers, instructors, school officials, and monitor groups must be approved by the department before offering continuing education courses pursuant to s. 626.2815...
• 626.2817 - Regulation Of Course Providers, Instructors, And School Officials Involved In Prelicensure Education For Insurance Agents And Other Licensees.
  (1) Any course provider, instructor, or school official must be approved by and registered with the department before offering prelicensure education courses for insurance agents and...
• 626.291 - Examination Results; Denial, Issuance Of License.
  (1) Within 30 days after the applicant has completed any examination required under s. 626.221, the department or its designee shall provide a score report; and,...
• 626.292 - Transfer Of License From Another State.
  (1) An individual licensed in good standing in another state may apply to the department to have the license transferred to this state to obtain a...
• 626.301 - Form And Contents Of Licenses, In General.
  Each license issued by the department shall be in such form as the department may designate and contain the licensee’s name, lines of authority the...
• 626.311 - Scope Of License.
  (1) Except as to personal lines agents and limited licenses, a general lines agent or customer representative shall qualify for all property, marine, casualty, and surety...
• 626.321 - Limited Licenses.
  (1) The department shall issue to a qualified applicant a license as agent authorized to transact a limited class of business in any of the following...
• 626.322 - License, Appointment; Certain Military Installations.
  A natural person, not a resident of this state, may be licensed and appointed to represent an authorized life insurer domiciled in this state or...
• 626.331 - Number Of Appointments Permitted Or Required.
  (1) Except as otherwise expressly provided in this code, the same individual may at any one time hold any and all categories of appointments as to...
• 626.341 - Additional Appointments; General Lines, Life, And Health Agents.
  (1) At any time while a licensee’s license is in force, an insurer may apply to the department or person designated by the department to administer...
• 626.342 - Furnishing Supplies To Unlicensed Agent Prohibited; Civil Liability.
  (1) An insurer, a managing general agent, an insurance agency, or an agent, directly or through a representative, may not furnish to an agent any blank...
• 626.371 - Payment Of Fees, Taxes For Appointment Period Without Appointment.
  (1) All initial appointments shall be submitted to the department on a monthly basis no later than 45 days after the date of appointment and become...
• 626.381 - Renewal, Continuation, Reinstatement, Or Termination Of Appointment.
  (1) The appointment of an appointee continues in force until suspended, revoked, or otherwise terminated, but is subject to a renewal request filed by the appointing...
• 626.382 - Continuation, Expiration Of License; Insurance Agencies.
  The license of an insurance agency shall continue in force until canceled, suspended, or revoked or until it is otherwise terminated or expires by operation...
• 626.431 - Effect Of Expiration Of License And Appointment.
  (1) Upon the expiration of any person’s appointment, as provided in s. 626.381, the person shall be without any authority conferred by the appointment and shall...
• 626.441 - License Or Appointment; Transferability.
  A license or appointment issued under this part is valid only as to the person named and is not transferable to another person. No licensee...
• 626.451 - Appointment Of Agent Or Other Representative.
  (1) Each appointing entity or person designated by the department to administer the appointment process appointing an agent, adjuster, service representative, customer representative, or managing general...
• 626.461 - Continuation Of Appointment Of Agent Or Other Representative.
  Subject to renewal or continuation by the appointing entity, the appointment of the agent, adjuster, service representative, customer representative, or managing general agent shall continue...
• 626.471 - Termination Of Appointment.
  (1) Subject to an appointee’s contract rights, an appointing entity may terminate its appointment of any appointee at any time. Except when termination is upon a...
• 626.511 - Reasons For Termination; Confidential Information.
  (1) Any insurer terminating the appointment of an agent; any general lines agent terminating the appointment of a customer representative or a crop hail or multiple-peril...
• 626.521 - Character, Credit Reports.
  (1) As to each applicant who for the first time in this state is applying and qualifying for a license as agent, adjuster, service representative, customer...
• 626.536 - Reporting Of Administrative Actions.
  Within 30 days after the final disposition of an administrative action taken against a licensee or insurance agency by a governmental agency or other...
• 626.541 - Firm, Corporate, And Business Names; Officers; Associates; Notice Of Changes.
  (1) Any licensed agent or adjuster doing business under a firm or corporate name or under any business name other than his or her own individual...
• 626.551 - Notice Of Change Of Address, Name.
  A licensee must notify the department, in writing, within 30 days after a change of name, residence address, principal business street address, mailing address, contact...
• 626.561 - Reporting And Accounting For Funds.
  (1) All premiums, return premiums, or other funds belonging to insurers or others received by an agent, insurance agency, customer representative, or adjuster in transactions under...
• 626.571 - Delinquent Agencies; Notice Of Trusteeship.
  If any agent or agency becomes delinquent for 90 days in payment of accounts owing to the insurer or insurers represented by the agent or...
• 626.5715 - Parity Of Regulation Of Insurance Agents And Agencies.
  The Insurance Code requirements apply equally to all insurance transactions as between an insurance agency owned by or an agent associated with a federally chartered...
• 626.572 - Rebating; When Allowed.
  (1) No insurance agency agent shall rebate any portion of a commission except as follows:(a) The rebate shall be available to all insureds in the same actuarial...
• 626.581 - Commissions Contingent Upon Adjustment Savings; Prohibition.
  (1) It is unlawful for any insurer to enter into any agreement or understanding with its general or state agent or for any insurer, either directly...
• 626.591 - Penalty For Violation Of S. 626.581.
  (1) If any agent is found by the department to be in violation of s. 626.581, the department may, in its discretion, suspend or revoke the...
• 626.593 - Insurance Agent; Written Contract For Compensation.
  (1) No person licensed as an insurance agent may receive any fee or commission or any other thing of value in addition to the rates filed...
• 626.601 - Improper Conduct; Inquiry; Fingerprinting.
  (1) The department or office may, upon its own motion or upon a written complaint signed by any interested person and filed with the department or...
• 626.602 - Insurance Agency Names; Disapproval.
  The department may disapprove the use of any true or fictitious name, other than the bona fide natural name of an individual, by any insurance...
• 626.611 - Grounds For Compulsory Refusal, Suspension, Or Revocation Of Agent’s, Title Agency’s, Adjuster’s, Customer Representative’s, Service Representative’s, Or Managing General Agent’s License Or Appointment.
  (1) The department shall deny an application for, suspend, revoke, or refuse to renew or continue the license or appointment of any applicant, agent, title agency,...
• 626.6115 - Grounds For Compulsory Refusal, Suspension, Or Revocation Of Insurance Agency License.
  The department shall deny, suspend, revoke, or refuse to continue the license of any insurance agency if it finds, as to any insurance agency or...
• 626.621 - Grounds For Discretionary Refusal, Suspension, Or Revocation Of Agent’s, Adjuster’s, Customer Representative’s, Service Representative’s, Or Managing General Agent’s License Or Appointment.
  The department may, in its discretion, deny an application for, suspend, revoke, or refuse to renew or continue the license or appointment of any applicant,...
• 626.6215 - Grounds For Discretionary Refusal, Suspension, Or Revocation Of Insurance Agency License.
  The department may, in its discretion, deny, suspend, revoke, or refuse to continue the license of any insurance agency if it finds, as to any...
• 626.631 - Procedure For Refusal, Suspension, Or Revocation Of License.
  (1) If any licensee is convicted by a court of a violation of this code or a felony, the licenses and appointments of such person shall...
• 626.641 - Duration Of Suspension Or Revocation.
  (1) The department shall, in its order suspending a license or appointment or in its order suspending the eligibility of a person to hold or apply...
• 626.651 - Effect Of Suspension, Revocation Upon Associated Licenses And Appointments And Licensees And Appointees.
  (1) Upon suspension, revocation, or refusal to renew or continue any one license of a licensee, or upon suspension or revocation of eligibility to hold a...
• 626.6515 - Effect Of Suspension Or Revocation Upon Associated Agencies.
  Upon suspension or revocation of the license of an insurance agency, the department may at the same time revoke, suspend, or refuse to continue the...
• 626.661 - Surrender Of License.
  (1) Though issued to a licensee, all licenses issued under this chapter are at all times the property of the State of Florida; and, upon notice...
• 626.681 - Administrative Fine In Lieu Of Or In Addition To Suspension, Revocation, Or Refusal Of License, Appointment, Or Disapproval.
  (1) Except as to insurance agencies, if the department finds that one or more grounds exist for the suspension, revocation, or refusal to issue, renew, or...
• 626.691 - Probation.
  (1) If the department finds that one or more grounds exist for the suspension, revocation, or refusal to renew or continue any license or appointment issued...
• 626.692 - Restitution.
  If any ground exists for the suspension, revocation, or refusal of a license or appointment, the department may, in addition to any other penalty authorized...
• 626.711 - Retaliatory Provision, Agents.
  When under the laws of any other state any fine, tax, penalty, license fee, deposit of money, or security, or other obligation or prohibition is...

Last modified: September 23, 2016