Florida Statutes Part VI - Insurance Adjusters (Ss. 626.851-626.8797)

• 626.851 - Short Title.
  This part may be referred to in any legal proceedings as the “Insurance Adjusters Law.”History.—s. 315, ch. 59-205; s. 3, ch. 81-282; s. 2, ch....
• 626.852 - Scope Of This Part.
  (1) This part applies only to insurance adjusters as defined in this part.(2) Unless otherwise required by context, the term “adjusters” as used in this part applies...
• 626.853 - Part Supplements Licensing Law.
  This part is supplementary to part I, the “Licensing Procedures Law.”History.—s. 316, ch. 59-205; s. 3, ch. 81-282; s. 2, ch. 81-318; ss. 293, 807,...
• 626.854 - “public Adjuster” Defined; Prohibitions.
  The Legislature finds that it is necessary for the protection of the public to regulate public insurance adjusters and to prevent the unauthorized practice of...
• 626.8541 - Public Adjuster Apprentice.
  (1) A “public adjuster apprentice” is any person who is not a licensed public adjuster, who is employed by or has a contract with a licensed...
• 626.8548 - “all-lines Adjuster” Defined.
  An “all-lines adjuster” is a person who is self-employed or employed by an insurer, a wholly owned subsidiary of an insurer, or an independent adjusting...
• 626.855 - “independent Adjuster” Defined.
  An “independent adjuster” means a person licensed as an all-lines adjuster who is self-appointed or appointed and employed by an independent adjusting firm or other...
• 626.856 - “company Employee Adjuster” Defined.
  A “company employee adjuster” means a person licensed as an all-lines adjuster who is appointed and employed on an insurer’s staff of adjusters or a...
• 626.8582 - “nonresident Public Adjuster” Defined.
  A “nonresident public adjuster” is a person who:(1) Is not a resident of this state;(2) Is a currently licensed public adjuster in his or her state of...
• 626.8584 - “nonresident All-lines Adjuster” Defined.
  A “nonresident all-lines adjuster” means a person who:(1) Is not a resident of this state;(2) Is currently licensed as an adjuster in his or her state of...
• 626.859 - “catastrophe” Or “emergency” Adjuster Defined.
  A “catastrophe” or “emergency” adjuster is a person who is not a licensed adjuster under this part, but who has been designated and certified to...
• 626.860 - Attorneys At Law; Exemption.
  Attorneys at law duly licensed to practice law in the courts of this state, and in good standing with The Florida Bar, shall not be...
• 626.861 - Insurer’s Officers, Insurer’s Employees, Reciprocal Insurer’s Representatives; Adjustments By.
  (1) Nothing in this part shall be construed to prevent an executive officer of any insurer, or a regularly salaried employee of an insurer handling claims...
• 626.862 - Agents; Adjustments By.
  A licensed and appointed insurance agent may, without being licensed as an adjuster, adjust losses for the insurer represented by him or her as agent...
• 626.863 - Claims Referrals To Independent Adjusters.
  (1) An insurer may not knowingly refer any claim or loss for adjustment in this state to any person purporting to be or acting as an...
• 626.864 - Adjuster License Types.
  (1) A qualified individual may be licensed as:(a) A public adjuster; or(b) An all-lines adjuster.(2) The same individual may not be concurrently licensed as a public adjuster and an...
• 626.865 - Public Adjuster’s Qualifications, Bond.
  (1) The department shall issue a license to an applicant for a public adjuster’s license upon determining that the applicant has paid the applicable fees specified...
• 626.8651 - Public Adjuster Apprentice License; Qualifications.
  (1) The department shall issue a license as a public adjuster apprentice to an applicant who is:(a) A natural person at least 18 years of age.(b) A United...
• 626.866 - All-lines Adjuster Qualifications.
  The department shall issue an all-lines adjuster license to an applicant upon determining that the applicable license fee specified in s. 624.501 has been paid...
• 626.8685 - Portable Electronics Insurance Claims; Exemption; Licensure Restriction.
  (1) This part does not apply to any individual who collects claims information from, or furnishes claims information to, insureds or claimants, and who conducts data...
• 626.869 - License, Adjusters; Continuing Education.
  (1) Having a license as an all-lines adjuster qualifies the licensee to adjust all lines of insurance except life and annuities.(2) All individuals who on October 1,...
• 626.8695 - Primary Adjuster.
  (1) Each person operating an adjusting firm and each location of a multiple location adjusting firm must designate a primary adjuster for each such firm or...
• 626.8696 - Application For Adjusting Firm License.
  (1) The application for an adjusting firm license must include:(a) The name of each majority owner, partner, officer, and director of the adjusting firm.(b) The resident address of...
• 626.8697 - Grounds For Refusal, Suspension, Or Revocation Of Adjusting Firm License.
  (1) The department shall deny, suspend, revoke, or refuse to continue the license of any adjusting firm if it finds, as to any adjusting firm or...
• 626.8698 - Disciplinary Guidelines For Public Adjusters And Public Adjuster Apprentices.
  The department may deny, suspend, or revoke the license of a public adjuster or public adjuster apprentice, and administer a fine not to exceed $5,000...
• 626.870 - Application For License.
  (1) Application for a license under this part shall be made as provided in s. 626.171 and related sections of this code.(2) The department shall so prepare...
• 626.871 - Reappointment After Military Service.
  The department may, without requiring a further written examination, issue an appointment as an adjuster to a formerly licensed and appointed adjuster of this state...
• 626.872 - Temporary License.
  (1) The department may issue a temporary license as an all-lines adjuster, subject to the following conditions:(a) The applicant must be an employee of an adjuster currently...
• 626.8732 - Nonresident Public Adjuster’s Qualifications, Bond.
  (1) The department shall, upon application therefor, issue a license to an applicant for a nonresident public adjuster’s license upon determining that the applicant has paid...
• 626.8734 - Nonresident All-lines Adjuster License Qualifications.
  (1) The department shall issue a license to an applicant for a nonresident all-lines adjuster license upon determining that the applicant has paid the applicable license...
• 626.8736 - Nonresident Independent Or Public Adjusters; Service Of Process.
  (1) Each licensed nonresident public adjuster or all-lines adjuster appointed as an independent adjuster shall appoint the Chief Financial Officer and his or her successors in...
• 626.8737 - Nonresident Adjusters; Retaliatory Provision.
  When under the laws of any other state any fine, tax, penalty, license fee, deposit of money, or security or other obligation, limitation, or prohibition...
• 626.8738 - Penalty For Violation.
  In addition to any other remedy imposed pursuant to this code, any person who acts as a resident or nonresident public adjuster or holds himself...
• 626.874 - Catastrophe Or Emergency Adjusters.
  (1) In the event of a catastrophe or emergency, the department may issue a license, for the purposes and under the conditions and for the period...
• 626.875 - Office And Records.
  (1) Each appointed independent adjuster and licensed public adjuster must maintain a place of business in this state which is accessible to the public and keep...
• 626.876 - Exclusive Employment; Public Adjusters, Independent Adjusters.
  (1) An individual licensed and appointed as a public adjuster may not be employed during the same period by more than one public adjuster or public...
• 626.877 - Adjustments To Comply With Insurance Contract And Law.
  Every adjuster shall adjust or investigate every claim, damage, or loss made or occurring under an insurance contract, in accordance with the terms and conditions...
• 626.878 - Rules; Code Of Ethics.
  An adjuster shall subscribe to the code of ethics specified in the rules of the department. The rules shall implement the provisions of this part...
• 626.879 - Pools Of Insurance Adjusters.
  The department may, by rule, establish a pool of qualified insurance adjusters. The rules must provide that, if a hurricane occurs or an emergency is...
• 626.8795 - Public Adjusters; Prohibition Of Conflict Of Interest.
  A public adjuster may not participate, directly or indirectly, in the reconstruction, repair, or restoration of damaged property that is the subject of a claim...
• 626.8796 - Public Adjuster Contracts; Fraud Statement.
  (1) All contracts for public adjuster services must be in writing and prominently display the following statement on the contract: “Pursuant to s. 817.234, Florida Statutes,...
• 626.8797 - Proof Of Loss; Fraud Statement.
  All proof of loss statements must prominently display the following statement: “Pursuant to s. 817.234, Florida Statutes, any person who, with the intent to injure,...

Last modified: September 23, 2016