Florida Statutes Part XI - Motor Vehicle And Casualty Insurance Contracts (Ss. 627.7261-627.746)

• 627.7261 - Refusal To Issue Policy.
  (1) An insurer may not deny an application for automobile liability insurance solely on the ground that renewal of similar coverage has been denied by another...
• 627.7263 - Rental And Leasing Driver’s Insurance To Be Primary; Exception.
  (1) The valid and collectible liability insurance or personal injury protection insurance providing coverage for the lessor of a motor vehicle for rent or lease is...
• 627.727 - Motor Vehicle Insurance; Uninsured And Underinsured Vehicle Coverage; Insolvent Insurer Protection.
  (1) No motor vehicle liability insurance policy which provides bodily injury liability coverage shall be delivered or issued for delivery in this state with respect to...
• 627.7275 - Motor Vehicle Liability.
  (1) A motor vehicle insurance policy providing personal injury protection as set forth in s. 627.736 may not be delivered or issued for delivery in this...
• 627.7276 - Notice Of Limited Coverage.
  (1) An automobile policy that does not contain coverage for bodily injury and property damage must be clearly stamped or printed to the effect that such...
• 627.7277 - Notice Of Renewal Premium.
  (1) As used in this section, the terms “policy” and “renewal” have the meaning ascribed in s. 627.728.(2) An insurer shall mail or deliver to the first-named...
• 627.728 - Cancellations; Nonrenewals.
  (1) As used in this section, the term:(a) “Policy” means the bodily injury and property damage liability, personal injury protection, medical payments, comprehensive, collision, and uninsured motorist...
• 627.7281 - Cancellation Notice.
  An insurer issuing a policy of motor vehicle insurance not covered under the cancellation provisions of s. 627.728 shall give the first-named insured notice of...
• 627.7282 - Notice Of Additional Premium; Cancellation Upon Nonpayment.
  (1) Upon a determination by an insurer that, in accordance with its rate filings and the applicable laws of this state relating to private passenger motor...
• 627.7283 - Cancellation; Return Of Premium.
  (1) If the insured cancels a policy of motor vehicle insurance, the insurer must mail or electronically transfer the unearned portion of any premium paid within...
• 627.7285 - Experience While Operating A Train.
  The experience of any person while operating any vehicle or train as a public conveyance or acting as a member of the crew of such...
• 627.7286 - Renewal Of Policy And Setting Of Rates; Certain Experience Not A Factor.
  No insurer providing motor vehicle liability coverage shall refuse to renew any policy providing coverage for a personal motor vehicle of any person based solely...
• 627.7288 - Comprehensive Coverage; Deductible Not To Apply To Motor Vehicle Glass.
  The deductible provisions of any policy of motor vehicle insurance, delivered or issued in this state by an authorized insurer, providing comprehensive coverage or combined...
• 627.7295 - Motor Vehicle Insurance Contracts.
  (1) As used in this section, the term:(a) “Policy” means a motor vehicle insurance policy that provides personal injury protection coverage, property damage liability coverage, or both.(b) “Binder”...
• 627.72951 - Temporary Binding Permitted.
  Notwithstanding any other provision of law, an insurer may temporarily bind coverage on a vehicle for a period not to exceed 3 business days without...
• 627.730 - Florida Motor Vehicle No-fault Law.
  Sections 627.730-627.7405 may be cited and known as the “Florida Motor Vehicle No-Fault Law.”History.—s. 1, ch. 71-252; s. 3, ch. 76-168; s. 1, ch. 77-457;...
• 627.731 - Purpose.
  The purpose of ss. 627.730-627.7405 is to provide for medical, surgical, funeral, and disability insurance benefits without regard to fault, and to require motor vehicle...
• 627.7311 - Effect Of Law On Personal Injury Protection Policies.
  The provisions and procedures authorized in ss. 627.730-627.7405 shall be implemented by insurers offering policies pursuant to the Florida Motor Vehicle No-Fault Law. The Legislature...
• 627.732 - Definitions.
  As used in ss. 627.730-627.7405, the term:(1) “Broker” means any person not possessing a license under chapter 395, chapter 400, chapter 429, chapter 458, chapter 459,...
• 627.733 - Required Security.
  (1)(a) Every owner or registrant of a motor vehicle, other than a motor vehicle used as a school bus as defined in s. 1006.25 or limousine,...
• 627.734 - Proof Of Security; Security Requirements; Penalties.
  (1) The provisions of chapter 324 which pertain to the method of giving and maintaining proof of financial responsibility and which govern and define a motor...
• 627.736 - Required Personal Injury Protection Benefits; Exclusions; Priority; Claims.
  (1) REQUIRED BENEFITS.—An insurance policy complying with the security requirements of s. 627.733 must provide personal injury protection to the named insured, relatives residing in the...
• 627.737 - Tort Exemption; Limitation On Right To Damages; Punitive Damages.
  (1) Every owner, registrant, operator, or occupant of a motor vehicle with respect to which security has been provided as required by ss. 627.730-627.7405, and every...
• 627.739 - Personal Injury Protection; Optional Limitations; Deductibles.
  (1) The named insured may elect a deductible or modified coverage or combination thereof to apply to the named insured alone or to the named insured...
• 627.7401 - Notification Of Insured’s Rights.
  (1) The commission, by rule, shall adopt a form for the notification of insureds of their right to receive personal injury protection benefits under the Florida...
• 627.7403 - Mandatory Joinder Of Derivative Claim.
  In any action brought pursuant to the provisions of s. 627.737 claiming personal injuries, all claims arising out of the plaintiff’s injuries, including all derivative...
• 627.7405 - Insurers’ Right Of Reimbursement.
  (1) Notwithstanding ss. 627.730-627.7405, an insurer providing personal injury protection benefits on a private passenger motor vehicle shall have, to the extent of any personal injury...
• 627.7407 - Application Of The Florida Motor Vehicle No-fault Law.
  (1) Any person subject to the requirements of ss. 627.730-627.7405, the Florida Motor Vehicle No-Fault Law, as revived and amended by this act, must maintain security...
• 627.7415 - Commercial Motor Vehicles; Additional Liability Insurance Coverage.
  Commercial motor vehicles, as defined in s. 207.002 or s. 320.01, operated upon the roads and highways of this state shall be insured with the...
• 627.742 - Nonpublic Sector Buses; Additional Liability Insurance Coverage.
  (1) In addition to any other insurance requirements, each nonpublic sector bus must carry:(a) Proof of ability to respond in damages for liability on account of accidents...
• 627.743 - Payment Of Third-party Claims.
  (1) Before making any payment on a claim for damage to an automobile for a total loss, regardless of amount, which automobile is owned by a...
• 627.744 - Required Preinsurance Inspection Of Private Passenger Motor Vehicles.
  (1) A private passenger motor vehicle insurance policy providing physical damage coverage, including collision or comprehensive coverage, may not be issued in this state unless the...
• 627.745 - Mediation Of Claims.
  (1)(a) In any claim filed with an insurer for personal injury in an amount of $10,000 or less or any claim for property damage in any...
• 627.746 - Coverage For Minors Who Have A Learner’s Driver License; Additional Premium Prohibited.
  An insurer that issues an insurance policy on a private passenger motor vehicle to a named insured who is a foster parent of a minor...

Last modified: September 23, 2016