Georgia Code, Title 33, Chapter 23, Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters

• § 33-23-1 - Definitions
  (a) As used in this article, the term: (1) "Adjuster" means any individual who for a fee, commission, salary, or other compensation investigates, settles,...
• § 33-23-1.1 - Counselor's Additional Ancillary Services Considered a Separate Transaction
  As used in paragraph (6) of subsection (a) of Code Section 33-23-1, the definition of counselor, the term "transaction" refers to coverage or services...
• § 33-23-2 - Licenses to Be Issued Only to Individuals
  Reserved. Repealed by Ga. L. 2001, p. 925, § 1, effective July 1, 2002.
• § 33-23-3 - Agency Licensing and Biennual Renewals; Ownership Restrictions
  (a) Each principal office and each branch office of an agency as defined in paragraph (2) of subsection (a) of Code Section 33-23-1 must...
• § 33-23-4 - License Required; Restrictions on Payment or Receipt of Commissions; Positions Indirectly Related to Sale, Solicitation, or Negotiation of Insurance Excluded From Licensing Requirements
  (a) (1) A person shall not sell, solicit, or negotiate insurance in this state for any class or classes of insurance unless the person...
• § 33-23-5 - Qualifications and Requirements for License
  (a) For the protection of the people of this state, the Commissioner shall not issue, continue, or permit to exist any license, except in...
• § 33-23-5.1 - Conviction Data
  (a) As used in this Code section, the term "conviction data" means a record of a finding or verdict of guilty or plea of...
• § 33-23-6 - Bond Requirements for Applicants for Adjuster's License
  In addition to other applicable provisions of this chapter, an applicant for a public adjuster's license must have previously filed a bond as required...
• § 33-23-7 - Bond Requirement for Applicants for Counselor's License
  In addition to other applicable provisions of this chapter, an applicant for a counselor's license must have previously filed a bond as required by...
• § 33-23-8 - Form and Contents of License Application; Fees
  (a) An individual applicant for any license required by this chapter shall file with the Commissioner an application upon forms prescribed by the Commissioner.(b)...
• § 33-23-9 - Study Materials for Applicants
  The rules and regulations of the Commissioner shall designate textbooks, manuals, and other materials to be studied by the applicant in preparation for examinations...
• § 33-23-10 - Examination of Applicants
  (a) Each individual applicant for a license as agent, limited subagent, counselor, adjuster, or surplus line broker shall submit to a personal examination in...
• § 33-23-11 - Issuance and Contents of License; Display Certificate of Licensure
  (a) The Commissioner shall issue licenses applied for to persons qualified for the licenses in accordance with this chapter.(b) The license shall state the...
• § 33-23-12 - Limited Licenses
  (a) Except as provided in subsection (b) of this Code section for credit insurance licenses, subsection (c) of this Code section for rental companies,...
• § 33-23-13 - Temporary Licenses
  (a) In the event of the death of an agent or limited subagent, including a temporary agent or limited subagent, or the inability to...
• § 33-23-14 - Probationary Licenses
  (a) The Commissioner shall have the authority to issue a probationary license to any applicant under this chapter.(b) A probationary license may be issued...
• § 33-23-15 - Additional Licenses
  The Commissioner may issue two or more licenses to one individual provided the individual meets all qualifications and conditions for each such license.
• § 33-23-16 - Licensing of Nonresidents
  (a) Unless denied licensure pursuant to Code Section 33-23-21, a nonresident person shall receive a nonresident agent's license if: (1) The person is currently...
• § 33-23-17 - Registration of Nonresident Representatives to Represent Life Insurers in Military Installations in Foreign Countries
  An individual who is not a resident of this state may be registered to represent an authorized life insurer domiciled in this state, provided...
• § 33-23-18 - Issuance of License on Biennial Basis; Filing for Renewal; Continuing Education Requirements; Transition From Annual Renewal to Biennial Renewal
  (a) All resident agent, limited subagent, adjuster, and counselor licenses, with the exception of temporary or probationary licenses, shall be issued on a biennial...
• § 33-23-19 - Placing of License on Inactive Status; Subsequent Revocation
  (a) An agent's license shall be placed on inactive status when the agent no longer has on file with the Commissioner a certificate of...
• § 33-23-20 - Effect of License Suspension or Placement of License on Inactive Status
  (a) The suspension of the license of an agent or limited subagent or the placing of such license on inactive status shall not deprive...
• § 33-23-21 - Grounds for Refusal, Suspension, or Revocation of License
  A license, other than a probationary license, may be refused or a license duly issued may be suspended or revoked by the Commissioner if...
• § 33-23-22 - Notice of Suspension or Revocation of License; Hearing; Appeals
  (a) Any license, other than a probationary license or inactive license as described in subsection (b) of Code Section 33-23-19, may be suspended or...
• § 33-23-23 - Limitation on Application After Refusal or Revocation of License; Effect of Surrender of License Under Written Consent Order
  (a) No licensee or applicant whose license or application has been refused or revoked as provided by Code Sections 33-23-21 and 33-23-22 shall be...
• § 33-23-24 - Permits and Licenses Not Transferable
  The permits of service representatives and licenses of licensees under this article shall not be transferable.
• § 33-23-25 - Place of Business
  Every licensed agent, limited subagent, counselor, and adjuster shall have and maintain in this state or, if a nonresident licensee, in the state of...
• § 33-23-26 - Agent's Certificate of Authority
  (a) Each insurer authorized to transact insurance in this state shall obtain an agent's certificate of authority for each agent representing such insurer in...
• § 33-23-27 - Subagent's Certificate of Authority
  (a) Each agent licensed in this state shall obtain a certificate of authority for each subagent representing such agent in this state.(b) Each subagent's...
• § 33-23-28 - Scope of Subagent's Authority; Record of Transactions
  (a) A subagent's certificate of authority shall not cover any kind of insurance for which the sponsoring agent and subagent are not licensed.(b) A...
• § 33-23-29 - Authority of Agent to Act As Adjuster; Nonresident Adjusters; Reciprocal Agreements
  (a) On behalf of and as authorized by an insurer for which he or she is licensed as agent, an agent may from time...
• § 33-23-29.1 - Licensing of Nonresident Counselors
  (a) An individual residing in another state may be licensed by the Commissioner as a nonresident counselor under the following circumstances and in the...
• § 33-23-30 - Restrictions on Signing by Agents
  An agent shall not sign in blank any policy to be issued outside of such agent's office. An agent shall not give power of...
• § 33-23-31 - Risk Situs; Service on Nonresidents; Venue of Action
  (a) A risk shall be deemed to have a situs in this state if the insurance is upon or in regard to property having...
• § 33-23-32 - Countersigning by Resident Agents Not Required Generally; Exceptions; Commissions
  Except when required in retaliation pursuant to Code Section 33-3-26, insurance contracts on risks or property located or having a situs in this state...
• § 33-23-33 - Duty of Licensees to Provide Current Information of Names and Addresses
  (a) Every licensee under this chapter shall keep the Commissioner advised of: the office address of the licensee; the residence address of the licensee;...
• § 33-23-34 - Records of Transactions
  (a) Every agent, limited subagent, counselor, and adjuster under this chapter shall keep at the address as shown on his or her license or...
• § 33-23-35 - Reporting and Disposition of Premiums
  (a) An agent, limited subagent, or any other representative of an insurer or of any other person in the effectuation of an insurance contract...
• § 33-23-36 - Inquiry Into Illegal or Improper Conduct
  The Commissioner may upon his or her own motion and shall upon a written complaint signed by a citizen of this state and filed...
• § 33-23-37 - Licensing of Surplus Lines Broker; Application; Bond; Written Examination
  (a) Nothing in this chapter shall prevent the placing of surplus lines of insurance when authorized and permitted under this title.(b) Any person, while...
• § 33-23-38 - Placing Insurance Beyond Scope of License or With Nonlicensed Insurers Prohibited; Restrictions on Sharing Commissions; Penalty for Violation
  (a) No agent or limited subagent shall place any insurance or receive any remuneration in regard to any insurance of a classification outside the...
• § 33-23-39 - Placing of Insurance Through Unlicensed Agent Prohibited; Exception Relating to Construction Project Bid Bonds
  No insurer shall issue, make, write, place, or cause to be made, written, placed, or issued any contract of insurance, indemnity, or suretyship covering...
• § 33-23-40 - Contracts Issued by Unauthorized Persons Not Rendered Unenforceable; Participants Guilty of Misdemeanor
  Any contract of insurance issued by a person prohibited by this chapter from so issuing it shall not be rendered unenforceable by reason of...
• § 33-23-41 - Liability and Penalties for Unauthorized Acts
  Any person who in this state acts, purports to act, or holds himself or herself out as an agent, limited subagent, counselor, or adjuster...
• § 33-23-42 - Performing Acts for Unauthorized Insurer
  Any person who performs any of the acts or things specified in this chapter for any insurance company or agent of said company without...
• § 33-23-43 - Authority of Adjusters; Penalty for Violation
  (a) An adjuster licensed as both an independent and a public adjuster shall not represent both the insurer and the insured in the same...
• § 33-23-43.1 - Requirements for Public Adjuster Contracts
  (a) Public adjusters shall ensure that all contracts for their services are in writing, prominently captioned and titled "Public Adjuster Contract," and contain the...
• § 33-23-43.2 - Standard of Conduct for Public Adjusters
  (a) A public adjuster is obligated, under his or her license, to serve with objectivity and complete loyalty to the interest of his or...
• § 33-23-44 - Rules and Regulations
  (a) The Commissioner may establish rules and regulations with respect to: (1) The classification of applicants according to the kinds of insurance to be...
• § 33-23-45 - Limitation on Applicability of Article
  This article shall apply only with respect to acts occurring on or after July 1, 2002; provided, however, that nothing in this Code section...
• § 33-23-46 - Compensation of Licensed Counselors; Disclosure; Exceptions
  (a) For purposes of this Code section, the term: (1) "Affiliate" means a person that controls, is controlled by, or is under common control...

Last modified: October 14, 2016