Michigan Compiled Laws 218-1956-31 Chapter 31 Motor Vehicle Personal And Property Protection (500.3101...500.3179)

• Section 500.3101 Security For Payment Of Benefits Required; Period Security Required To Be In Effect; Deletion Of Coverages; Definitions; Policy Of Insurance Or Other Method Of Providing Security; Filing Proof Of Security; "Insurer" Defined.
  (1) The owner or registrant of a motor vehicle required to be registered in this state shall maintain security for payment of benefits under...
• Section 500.3101a Providing Certificates Of Insurance To Policyholder; Filing Copy With Secretary Of State; Requirements; "Private Passenger Nonfleet Automobile" Defined; Vehicle Identification Number As Proof Of Vehicle Insurance; Confidentiality Of Policy Information; Prohibited Acts; Misdemeanor; Penalty; Report.
  (1) Except as otherwise provided in this section, an insurer, in conjunction with the issuance of an automobile insurance policy, as defined in section...
• Section 500.3101b Repealed. 2011, Act 91, Imd. Eff. July 15, 2011.
  Compiler's Notes: The repealed section pertained to providing proof of vehicle insurance through insurance verification board.
• Section 500.3101c Standard Certified Statement.
  The commissioner shall prescribe a standard certified statement that automobile insurers shall use to show pursuant to section 227a(1)(a) of the Michigan vehicle code,...
• Section 500.3101d Qualification As Self-insurer; Certificate; Issuance; Cancellation.
  (1) A person in whose name more than 25 motor vehicles are registered may qualify as a self-insurer by obtaining a certificate of self-insurance...
• Section 500.3102 Nonresident Owner Or Registrant Of Motor Vehicle Or Motorcycle To Maintain Security For Payment Of Benefits; Operation Of Motor Vehicle Or Motorcycle By Owner, Registrant, Or Other Person Without Security; Penalty; Failure To Produce Evidence Of Security; Rebuttable Presumption.
  (1) A nonresident owner or registrant of a motor vehicle or motorcycle not registered in this state shall not operate or permit the motor...
• Section 500.3103 Owner Or Registrant Of Motorcycle; Security Required; Offering Security For Payment Of First-party Medical Benefits; Rates, Deductibles, And Provisions.
  (1) An owner or registrant of a motorcycle shall provide security against loss resulting from liability imposed by law for property damage, bodily injury,...
• Section 500.3104 Catastrophic Claims Association.
  (1) An unincorporated, nonprofit association to be known as the catastrophic claims association, hereinafter referred to as the association, is created. Each insurer engaged...
• Section 500.3105 Insurer Liable For Personal Protection Benefits Without Regard To Fault; “bodily Injury” And “accidental Bodily Injury” Defined.
  (1) Under personal protection insurance an insurer is liable to pay benefits for accidental bodily injury arising out of the ownership, operation, maintenance or...
• Section 500.3106 Accidental Bodily Injury Arising Out Of Ownership, Operation, Maintenance, Or Use Of Parked Vehicle As Motor Vehicle; Conditions.
  (1) Accidental bodily injury does not arise out of the ownership, operation, maintenance, or use of a parked vehicle as a motor vehicle unless...
• Section 500.3107 Expenses And Work Loss For Which Personal Protection Benefits Payable.
  (1) Except as provided in subsection (2), personal protection insurance benefits are payable for the following: (a) Allowable expenses consisting of all reasonable charges...
• Section 500.3107a Basis Of Work Loss For Certain Injured Persons.
  Subject to the provisions of section 3107(1)(b), work loss for an injured person who is temporarily unemployed at the time of the accident or...
• Section 500.3107b Reimbursement Or Coverage For Certain Expenses Not Required.
  Reimbursement or coverage for expenses within personal protection insurance coverage under section 3107 is not required for any of the following: (a) A practice...
• Section 500.3108 Survivor's Loss; Benefits.
  (1) Except as provided in subsection (2), personal protection insurance benefits are payable for a survivor's loss which consists of a loss, after the...
• Section 500.3109 Subtraction Of Other Benefits From Personal Protection Benefits; Injured Person Defined; Deductible Provision.
  (1) Benefits provided or required to be provided under the laws of any state or the federal government shall be subtracted from the personal...
• Section 500.3109a Offering Deductibles And Exclusions Reasonably Related To Other Health And Accident Coverage; Rates; Approval; Applicability.
  An insurer providing personal protection insurance benefits under this chapter may offer, at appropriately reduced premium rates, deductibles and exclusions reasonably related to other...
• Section 500.3110 Dependents Of Deceased Person; Termination Of Dependency; Accrual Of Personal Protection Benefits.
  (1) The following persons are conclusively presumed to be dependents of a deceased person: (a) A wife is dependent on a husband with whom...
• Section 500.3111 Payment Of Personal Protection Benefits For Accident Occurring Out Of State.
  Personal protection insurance benefits are payable for accidental bodily injury suffered in an accident occurring out of this state, if the accident occurs within...
• Section 500.3112 Persons To Whom Personal Protection Benefits Payable; Discharge Of Insurer's Liability.
  Personal protection insurance benefits are payable to or for the benefit of an injured person or, in case of his death, to or for...
• Section 500.3113 Persons Not Entitled To Personal Protection Benefits.
  A person is not entitled to be paid personal protection insurance benefits for accidental bodily injury if at the time of the accident any...
• Section 500.3114 Persons Entitled To Personal Protection Insurance Benefits Or Personal Injury Benefits; Recoupment Barred; Order Of Priority For Claim Of Motor Vehicle Occupant Or Motorcycle Operator Or Passenger; 2 Or More Insurers In Same Order Of Priority; Partial Recoupment.
  (1) Except as provided in subsections (2), (3), and (5), a personal protection insurance policy described in section 3101(1) applies to accidental bodily injury...
• Section 500.3115 Priorities As To Claims Of Persons Not Occupants Of Vehicle; Partial Recoupment; Limitation On Benefits.
  (1) Except as provided in subsection (1) of section 3114, a person suffering accidental bodily injury while not an occupant of a motor vehicle...
• Section 500.3116 Value Of Claim In Tort; Subtraction From Or Reimbursement For Benefits.
  (1) A subtraction from personal protection insurance benefits shall not be made because of the value of a claim in tort based on the...
• Section 500.3121 Liability For Accidental Damage To Tangible Property.
  (1) Under property protection insurance an insurer is liable to pay benefits for accidental damage to tangible property arising out of the ownership, operation,...
• Section 500.3123 Exclusions From Property Protection Insurance Benefits.
  (1) Damage to the following kinds of property is excluded from property protection insurance benefits: (a) Vehicles and their contents, including trailers, operated or...
• Section 500.3125 Priorities In Claiming Property Protection Benefits.
  A person suffering accidental property damage shall claim property protection insurance benefits from insurers in the following order of priority: insurers of owners or...
• Section 500.3127 Distribution Of Loss, Reimbursement, And Indemnification Among Property Protection Insurers.
  The provisions for distribution of loss and for reimbursement and indemnification among personal protection insurers as set forth in subsection (2) of section 3115...
• Section 500.3131 Residual Liability Insurance; Coverage.
  (1) Residual liability insurance shall cover bodily injury and property damage which occurs within the United States, its territories and possessions, or in Canada....
• Section 500.3135 Tort Liability For Noneconomic Loss; "Serious Impairment Of Body Function" Defined.
  (1) A person remains subject to tort liability for noneconomic loss caused by his or her ownership, maintenance, or use of a motor vehicle...
• Section 500.3141 Notice Of Accident.
  An insurer may require written notice to be given as soon as practicable after an accident involving a motor vehicle with respect to which...
• Section 500.3142 Personal Protection Benefits Payable As Loss Accrues; Overdue Benefits.
  (1) Personal protection insurance benefits are payable as loss accrues. (2) Personal protection insurance benefits are overdue if not paid within 30 days after...
• Section 500.3143 Assignment Of Right To Future Benefits Void.
  An agreement for assignment of a right to benefits payable in the future is void. History: Add. 1972, Act 294, Eff. Mar. 30, 1973...
• Section 500.3145 Limitation Of Actions For Recovery Of Personal Or Property Protection Benefits; Notice Of Injury.
  (1) An action for recovery of personal protection insurance benefits payable under this chapter for accidental bodily injury may not be commenced later than...
• Section 500.3146 Limitation Of Action By Insurer For Recovery Or Indemnity.
  An action by an insurer to enforce its rights of recovery or indemnity under section 3116 may not be commenced later than 1 year...
• Section 500.3148 Attorney's Fee.
  (1) An attorney is entitled to a reasonable fee for advising and representing a claimant in an action for personal or property protection insurance...
• Section 500.3151 Submission To Mental Or Physical Examination.
  When the mental or physical condition of a person is material to a claim that has been or may be made for past or...
• Section 500.3152 Report Of Mental Or Physical Examination.
  If requested by a person examined, a party causing an examination to be made shall deliver to him a copy of every written report...
• Section 500.3153 Court Orders As To Noncompliance With Mcl 500.3151 And 500.3152.
  A court may make such orders in regard to the refusal to comply with sections 3151 and 3152 as are just, except that an...
• Section 500.3157 Charges For Products, Services, And Accommodations Where Treatment Rendered.
  A physician, hospital, clinic or other person or institution lawfully rendering treatment to an injured person for an accidental bodily injury covered by personal...
• Section 500.3158 Statement Of Earnings; Report And Records From Medical Institution.
  (1) An employer, when a request is made by a personal protection insurer against whom a claim has been made, shall furnish forthwith, in...
• Section 500.3159 Discovery.
  In a dispute regarding an insurer's right to discovery of facts about an injured person's earnings or about his history, condition, treatment and dates...
• Section 500.3163 Certification By Admitted And Nonadmitted Insurers As To Protection Of Out-of-state Resident; Rights And Immunities Of Insurer And Insureds; Benefits To Out-of-state Resident; Limitation.
  (1) An insurer authorized to transact automobile liability insurance and personal and property protection insurance in this state shall file and maintain a written...
• Section 500.3171 Assigned Claims Plan; Organization And Maintenance; Participation; Costs; Rules; Adoption And Maintenance By Michigan Automobile Insurance Placement Facility; Approval Of Plan; Amendments; Provisions; Report; Definitions.
  (1) Until an assigned claims plan is approved under subsection (3), the secretary of state shall organize and maintain an assigned claims facility and...
• Section 500.3172 Conditions To Obtaining Personal Protection Insurance Benefits Through Assigned Claims Plan; Collection Of Unpaid Benefits; Reimbursement From Defaulting Insurers; Reduction Of Benefits; Applicability Of Subsection (2); Definitions; Effect Of Dispute Between Insurers.
  (1) A person entitled to claim because of accidental bodily injury arising out of the ownership, operation, maintenance, or use of a motor vehicle...
• Section 500.3173 Certain Persons Disqualified From Receiving Benefits Under Assigned Claims Plans.
  A person who because of a limitation or exclusion in sections 3105 to 3116 is disqualified from receiving personal protection insurance benefits under a...
• Section 500.3173a Eligibility For Benefits; Initial Determination; Denial; Notice; False Statement.
  (1) The Michigan automobile insurance placement facility shall make an initial determination of a claimant's eligibility for benefits under the assigned claims plan and...
• Section 500.3174 Notice Of Claim Through Assigned Claims Plan; Assignment Of Claim; Notice To Claimant; Commencement Of Action By Claimant.
  A person claiming through the assigned claims plan shall notify the Michigan automobile insurance placement facility of his or her claim within the time...
• Section 500.3175 Rules For Assignment Of Claims; Duties Of Insurer To Whom Claims Assigned; Compromises And Settlements; Procedures; Limitation On Action To Enforce Rights; Interest On Delinquent Payments; Installment Payments; Default.
  (1) The assignment of claims under the assigned claims plan shall be made according to procedures established in the assigned claims plan that assure...
• Section 500.3176 Taking Costs Into Account In Making And Regulating Rates.
  Reasonable costs incurred in the handling and disposition of assigned claims, including amounts paid pursuant to assessments under section 3171, shall be taken into...
• Section 500.3177 Recovery By Insurer Of Benefits And Costs From Owner Or Registrant Of Uninsured Motor Vehicle; Written Agreement To Pay Judgment In Installments; Notice.
  (1) An insurer obligated to pay personal protection insurance benefits for accidental bodily injury to a person arising out of the ownership, maintenance, or...
• Section 500.3178 Annual Report.
  After an assigned claims plan is approved under section 3171(3), the Michigan automobile insurance placement facility board of governors shall report annually to the...
• Section 500.3179 Act Applicable October 1, 1973.
  This act applies to motor vehicle accidents occurring on or after October 1, 1973. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular...

Last modified: October 10, 2016