Michigan Compiled Laws 218-1956-36 Chapter 36 Group And Blanket Disability Insurance (500.3600...500.3650)

• Section 500.3600 Scope Of Chapter.
  (1) This chapter shall apply only to group, blanket, and family expense disability insurance policies. (2) Nothing in this chapter shall apply to or...
• Section 500.3601 “group Disability Insurance” Defined.
  Group disability insurance is hereby declared to be that form of voluntary disability insurance covering not less than 5 employees or members, with or...
• Section 500.3601a Group Disability Insurance Policy; Issuance To Trust Or Trustees; Requirements.
  Notwithstanding section 3601, a group disability insurance policy may be issued to a trust or trustees of a fund established by 2 or more...
• Section 500.3602 Exemption As To Workmen's Compensation Insurance.
  Nothing in this chapter shall be construed to apply to group insurance covering accidental injuries or accidental death arising out of and in the...
• Section 500.3606 Power To Issue Group Disability Insurance Policies; Filing And Approval Of Form.
  (1) An insurer authorized to write disability insurance in this state shall have the power to issue group disability insurance policies. (2) Except as...
• Section 500.3607 Replacement Group Disability Insurance Policy Or Certificate With Preexisting Condition Limitation; Elimination, Reduction, Or Limitation Of Benefits; Applicability Of Section To In-state Resident; “disability Coverage” And “disability Insurance Policy” Defined.
  (1) If existing group disability coverage is replaced by a group disability insurance policy or certificate with a preexisting condition limitation and insuring 10...
• Section 500.3608 Group Disability Insurance Policy; Required Provisions.
  Every policy of group disability insurance shall contain: (1) A provision that the policy, application of the employer, or executive officer or trustee of...
• Section 500.3609 Expired. 1980, Act 429, Eff. Jan. 1, 1982.
  Compiler's Notes: The expired section pertained to coverage for treatment of alcoholism and drug abuse.Popular Name: Act 218
• Section 500.3609a Group Disability Insurance Policy; Substance Abuse; Effective Date Of Section.
  (1) An insurer which delivers, issues for delivery, or renews in this state a policy of group disability insurance shall offer to include in...
• Section 500.3610 Group Disability Insurance Policy; Mandatory Provisions.
  Every policy of group disability insurance shall contain the applicable provisions required in sections 3406 through 3466, except sections 3438 and 3440. Beginning January...
• Section 500.3610a Coordination Of Benefits.
  (1) A group disability insurance policy may contain provisions for the coordination of benefits otherwise payable under the policy with benefits payable for the...
• Section 500.3611 Group Disability Insurance Policy; Coverage For Newly Born Children; Notice Of Birth; Payment Of Premium.
  (1) All group disability insurance policies providing coverage on an expense incurred basis which provide coverage for a family member of the insured shall,...
• Section 500.3612 Individual Conversion Policy.
  (1) An expense-incurred hospital, medical, surgical, or sick-care group disability insurance policy issued or renewed in this state after December 31, 1990, shall include...
• Section 500.3612a Individual Conversion Policy; Determination Of Premium; Factors; Limitation.
  Notwithstanding section 3612(8), for a policy delivered, issued for delivery, or renewed in this state on or after January 1, 2014, the premium for...
• Section 500.3613 Group Hospital, Medical, Or Surgical Expense Incurred Policy; Mastectomy Benefit Coverage Required.
  A group hospital, medical or surgical expense incurred policy shall provide benefits for prosthetic devices to maintain or replace the body parts of an...
• Section 500.3614 Coverage For Mental Health Services By Mental Health Care Provider.
  A policy or certificate which provides coverage for mental health services shall provide coverage for mental health services provided to an individual by a...
• Section 500.3615 Hospice Care; Definition; Description Of Coverage.
  (1) An insurer that delivers, issues for delivery, or renews in this state an expense-incurred group hospital, medical, or surgical policy that provides coverage...
• Section 500.3616 Coverage For Breast Cancer Diagnostic Services, Breast Cancer Outpatient Treatment Services, And Breast Cancer Rehabilitative Services; Coverage For Breast Cancer Screening Mammography; Definitions; Effective Date Of Section.
  (1) Subject to dollar limits, deductibles, and coinsurance provisions that are not less favorable than those for physical illness generally, an insurer which delivers,...
• Section 500.3616a Coverage For Drug Used In Antineoplastic Therapy And Cost Of Its Administration; Conditions.
  An insurer which delivers, issues for delivery, or renews in this state a hospital, medical, or surgical expense incurred policy shall provide coverage in...
• Section 500.3620 Family Expense Insurance; Definition; Authority To Issue; Form; Provisions; Risk Classification And Rates.
  (1) Family expense insurance is that form of accident and health or hospitalization, medical, surgical and sick-care insurance which is written under 1 policy...
• Section 500.3630 Hospital, Medical, Surgical, Sick-care Benefits; Payment.
  In any disability group policy or family expense policy providing for hospital, medical, surgical and/or sick-care benefits, all benefits accruing under such policy for...
• Section 500.3631 Prudent Purchaser Agreements With Providers Of Hospital, Nursing, Medical, Surgical, Or Sick-care Services; Group Disability Insurance Or Family Expense Insurance; Options; Applicability Of Subsection (3); Realization Of Financial Or Other Advantage; Applicability Of Subsection (5); Rates; Discrimination Prohibited; Prior Contracts And Renewal; Optometry, Chiropractic, And Physical Therapy Service.
  (1) For the purpose of doing business as an organization under the prudent purchaser act, 1984 PA 233, MCL 550.51 to 550.63, an insurer...
• Section 500.3636 Blanket Disability Insurance; Definition.
  Blanket disability insurance is hereby declared to be that form of disability insurance covering special groups of persons as enumerated in the following subdivisions...
• Section 500.3638 Blanket Disability Insurance; Insurer, Power To Issue; Filing, Approval, Classifications, Rates.
  (1) Any insurer authorized to write disability insurance in this state shall have the power to issue blanket disability insurance policies. (2) No such...
• Section 500.3640 Blanket Disability Insurance Policy; Provisions Required.
  Every policy of blanket disability insurance shall contain the following provisions: (1) A provision that the policy and the application of the policyholder shall...
• Section 500.3650 Blanket Disability Insurance; Application; Certificate; Payment Of Benefits; Liability Of Policyholder.
  (1) An individual application shall not be required from a person covered under a blanket disability policy or contract. The commissioner may require the...

Last modified: October 10, 2016