New Jersey Revised Statutes § 46:10b-11.1 - Discount Points Deemed Interest On Loan

46:10B-11.1. Discount points deemed interest on loan
Discount points paid by the buyer or seller in connection with a mortgage loan on a one-to-six family dwelling, occupied or to be occupied by the owner shall be deemed to be interest charged on the loan. For the purposes of this section, "discount point" shall mean an amount of money equal to 1% of the principal amount of the loan and payable at closing.

L.1981, c. 103, s. 19, eff. March 31, 1981.


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Last modified: October 11, 2016