New York Insurance Law Section 3237 - Health insurance coverage for full-time students on medical leaves of absence.

  3237.  Health  insurance coverage for full-time students on medical
  leaves of absence. (a) Every  individual  health  insurance  policy  and
  every  group  or  blanket  accident  and  health  insurance  policy that
  provides coverage for dependent children who are full-time students to a
  higher age than other dependent children shall continue the coverage  of
  a covered dependent student who takes a leave of absence from school due
  to illness for a period of twelve months from the last day of attendance
  in school, provided, however, that nothing in this section shall require
  coverage  of  a dependent student beyond the age at which coverage would
  otherwise terminate.
(b) In order to qualify under this section, the medical necessity of a
  leave of absence from school must  be  certified  to  by  the  student's
  attending  physician  who  is  licensed  to practice in the state of New
  York. Written documentation of the illness  must  be  submitted  to  the
  insurer.
(c)  The  rate charged for such extended coverage shall be the same as
  that charged while the dependent is enrolled as a full-time student.

Last modified: February 3, 2019