Ohio Revised Code Chapter 3904 - Insurance Information Practices

• Section 3904.01 - Insurance Information Practices Definitions.
  As used in sections 3904.01 to 3904.22 of the Revised Code: (A) (1) "Adverse underwriting decision" means any of the following actions with respect...
• Section 3904.02 - Applicability Of Chapter.
  (A) The obligations of sections 3904.01 to 3904.22 of the Revised Code apply to those insurance institutions, agents, or insurance support organizations that, on...
• Section 3904.03 - Pretext Interviews.
  No insurance institution, agent, or insurance support organization shall use or authorize the use of pretext interviews to obtain information in connection with an...
• Section 3904.04 - Institution Or Agent To Provide Notice Of Information Practices To Applicants And Policyholders.
  (A) An insurance institution or agent shall provide a notice of information practices to all applicants or policyholders in connection with insurance transactions as...
• Section 3904.05 - Marketing Or Research Questions.
  An insurance institution or agent shall clearly specify those questions designed to obtain information solely for marketing or research purposes from an individual in...
• Section 3904.06 - Disclosure Authorization Form.
  No insurance institution, agent, or insurance support organization shall use as its disclosure authorization form in connection with insurance transactions a form or statement...
• Section 3904.07 - Investigative Consumer Report.
  (A) No insurance institution, agent, or insurance support organization may prepare or request an investigative consumer report about an individual in connection with an...
• Section 3904.08 - Written Request For Access To Recorded Personal Information.
  (A) If any individual, after proper identification, submits a written request to an insurance institution, agent, or insurance support organization for access to recorded...
• Section 3904.09 - Correction, Amendment Or Deletion Of Information.
  (A) Within thirty business days from the date of receipt of a written request from an individual to correct, amend, or delete any recorded...
• Section 3904.10 - Written Reason For Adverse Underwriting Decision Summary Of Rights.
  (A) In the event of an adverse underwriting decision, the insurance institution or agent responsible for the decision shall provide the applicant, policyholder, or...
• Section 3904.11 - Inquiry Concerning Previous Adverse Underwriting Decision.
  No insurance institution, agent, or insurance support organization may seek information in connection with an insurance transaction concerning any previous adverse underwriting decision experienced...
• Section 3904.12 - Prohibited Bases For Adverse Underwriting Decision.
  No insurance institution or agent may base an adverse underwriting decision in whole or in part on either of the following: (A) On the...
• Section 3904.13 - Disclosure Of Personal Or Privileged Information.
  No insurance institution, agent, or insurance support organization shall disclose any personal or privileged information about an individual collected or received in connection with...
• Section 3904.14 - Obtaining Information Under False Pretenses.
  (A) No person shall knowingly obtain information under false pretenses about an individual from an insurance institution, agent, or insurance support organization. (B) Whoever...
• Section 3904.15 - Superintendent May Examine And Investigate Conduct.
  (A) The superintendent of insurance may examine and investigate into the affairs of every insurance institution or agent doing business in this state to...
• Section 3904.16 - Superintendent To Issue And Serve Statement Of Charges And Notice Of Hearing.
  (A) Whenever the superintendent of insurance has reason to believe that an insurance institution, agent, or insurance support organization has been or is engaged...
• Section 3904.17 - Organization Transacting Business Outside State - Superintendent Of Insurance To Accept Service Of Process.
  For the purpose of sections 3904.01 to 3904.22 of the Revised Code, an insurance support organization transacting business outside this state that has an...
• Section 3904.18 - Cease And Desist Order Or Report Finding No Violation - Petition For Review.
  (A) If, after a hearing pursuant to section 3904.16 of the Revised Code, the superintendent of insurance determines that the insurance institution, agent, or...
• Section 3904.19 - Penalties For Knowing Violation Or Violation Of Cease And Desist Order.
  (A) In any case where a hearing pursuant to section 3904.16 of the Revised Code results in the finding of a knowing violation of...
• Section 3904.20 - Review Of Order Or Report Of Superintendent By Court Of Common Pleas.
  (A) Any person subject to an order of the superintendent of insurance under section 3904.19 of the Revised Code, or any person whose rights...
• Section 3904.21 - Action By Person Whose Rights Are Violated.
  (A) If any insurance institution, agent, or insurance support organization fails to comply with section 3904.08, 3904.09, or 3904.10 of the Revised Code with...
• Section 3904.22 - Authorized Disclosures Of Personal Or Privileged Information - Immunity.
  No cause of action in the nature of defamation, invasion of privacy, or negligence shall arise against any person for disclosing personal or privileged...

Last modified: October 10, 2016