Ohio Revised Code Chapter 4509 - Financial Responsibility

• Section 4509.01 - Financial Responsibility Definitions.
  As used in sections 4509.01 to 4509.78 of the Revised Code: (A) "Person" includes every natural person, firm, partnership, association, or corporation. (B) "Driver"...
• Section 4509.011 - Financial Responsibility Of Minor Drivers.
  Sections 4509.01 to 4509.78 of the Revised Code apply to minor drivers in the same manner as they apply to adult drivers. Effective Date:
• Section 4509.02 - Judgment, State Definitions.
  As used in sections 4509.291 to 4509.67 of the Revised Code: (A) "Judgment" means any judgment which has become final by expiration without appeal...
• Section 4509.03 - Registrar Of Motor Vehicles - Powers And Duties.
  (A) The registrar of motor vehicles shall administer and enforce sections 4509.01 to 4509.78 of the Revised Code. He may make rules necessary for...
• Section 4509.04 - Review Of Registrar's Orders.
  Any order or act, including the adoption of the form of accident report, of the registrar of motor vehicles under sections 4509.01 to 4509.78...
• Section 4509.05 - Information Furnished By Registrar - Fee.
  (A) Upon request, the registrar of motor vehicles shall search and furnish a certified abstract of the following information with respect to any person:...
• Section 4509.06 - Accident Report Alleging Uninsured Driver Or Owner.
  (A) The driver of any motor vehicle which is in any manner involved in a motor vehicle accident within six months of the accident...
• Section 4509.07 - Contents Of Accident Report.
  The report prescribed by the registrar of motor vehicles shall request only information sufficient to enable the registrar to administer and enforce the provisions...
• Section 4509.08 - Exception To Report Requirement.
  A driver involved in a motor vehicle accident is not subject to section 4509.06 of the Revised Code if, during the time provided in...
• Section 4509.09 - [Repealed].
  Effective Date: 03-31-1997
• Section 4509.10 - Use Of Report.
  The accident reports submitted pursuant to sections 4509.01 to 4509.78 of the Revised Code, shall be without prejudice to the person reporting and shall...
• Section 4509.101 - Operating Of Motor Vehicle Without Proof Of Financial Responsibility.
  (A) (1) No person shall operate, or permit the operation of, a motor vehicle in this state, unless proof of financial responsibility is maintained...
• Section 4509.102 - Falsification.
  No person who has knowingly failed to maintain proof of financial responsibility in accordance with section 4509.101 of the Revised Code shall produce any...
• Section 4509.103 - Insurer To Provide Financial Responsibility Identification Cards.
  (A) As used in this section and sections 4509.101 and 4509.102 of the Revised Code, "electronic wireless communications device" includes any of the following:...
• Section 4509.104 - Conspicuous Warning That Policy Does Not Meet Minimum Amounts.
  Any automobile insurance policy that does not provide liability coverage at the time of issuance of at least the minimum amounts provided under division...
• Section 4509.105 - [Repealed].
  Effective Date: 01-01-2004
• Section 4509.11 - Application Of Security Requirements.
  Sections 4509.12 to 4509.30, inclusive, of the Revised Code apply to the driver and owner of any motor vehicle which is in any manner...
• Section 4509.12 - Security Deposit.
  (A) The registrar of motor vehicles upon the expiration of twenty days after the receipt of a motor vehicle accident report, required under sections...
• Section 4509.13 - Notice Of Required Security Deposit.
  The registrar of motor vehicles, within fifty days after receipt of report of any motor vehicle accident, or after receipt of additional evidence as...
• Section 4509.14 - Reduction Of Excessive Security - Return Of Excess Deposit.
  The registrar of motor vehicles may reduce the amount of security ordered if, in his judgment, the amount ordered is excessive; provided that in...
• Section 4509.15 - Form And Amount Of Security.
  The security required under section 4509.12 of the Revised Code shall be in the form of money, or bonds of the United States, or...
• Section 4509.16 - Designation For Whom Security Deposit Made.
  Every person depositing security shall specify in writing whether the deposit is made on behalf of himself, another person, or both himself and another...
• Section 4509.17 - License Suspension Upon Failure To Request Hearing Or Deposit Security.
  Except as provided in sections 4509.01 to 4509.78 of the Revised Code, upon failure of any person to request a hearing as provided for...
• Section 4509.18 - License Or Registration Denied Until Security Deposited.
  When a person failing to deposit security as required has no license or registration in this state, he shall not be issued a license...
• Section 4509.19 - Exceptions To Security Deposit And Suspension.
  (A) The requirements as to security and suspension in sections 4509.12 and 4509.17 of the Revised Code do not apply: (1) To the driver...
• Section 4509.20 - Requirements Of Insurance Or Bond Necessary To Excuse Deposit Of Security.
  (A) A policy or bond does not comply with divisions (A)(5), (A)(6), and (A)(7) of section 4509.19 of the Revised Code unless issued by...
• Section 4509.21 - Release Or Covenant Not To Sue - Minors.
  A person is relieved from the requirement for deposit of security if he is fully released from liability for any property damage and personal...
• Section 4509.22 - Adjudication Of Nonliability.
  A person may be relieved from the security requirements of section 4509.12 of the Revised Code upon final adjudication of nonliability with respect to...
• Section 4509.23 - Payment Of Judgment.
  The payment in full of a judgment or payment on a judgment of an amount equivalent to the maximum which could be required for...
• Section 4509.24 - Agreement By Parties - Effect Of Breach.
  (A) The persons involved in or affected by a motor vehicle accident may at any time enter into a written agreement for the payment...
• Section 4509.25 - Registrar Shall Not Require Security Deposit Of Relieved Person Or Shall Return Security Deposit.
  The registrar of motor vehicles, if satisfied as to any fact which under sections 4509.21 to 4509.23 of the Revised Code would entitle a...
• Section 4509.26 - Termination Of Suspension.
  Unless a suspension is terminated under other provisions of sections 4509.01 to 4509.78, inclusive, of the Revised Code, any order of suspension by the...
• Section 4509.27 - Security Deposit Fund.
  There is hereby created in the state treasury the security deposit fund. All security deposits that the registrar of motor vehicles requires to be...
• Section 4509.28 - Application Of Security Deposit Funds.
  (A) Security deposited with the registrar of motor vehicles shall be applicable only to the payment of judgments for damages arising out of the...
• Section 4509.29 - Return Of Deposit.
  Upon the expiration of two years from the date of any accident for which a security deposit has been made, any security remaining on...
• Section 4509.291 - Cooperation With Other States.
  (A) When a nonresident's operating privilege is suspended pursuant to section 4509.101, 4509.17, or 4509.24 of the Revised Code for a violation of any...
• Section 4509.30 - Accident Report And Findings Of Registrar Prohibited At Trial.
  The report required following a motor vehicle accident, the action taken by the registrar of motor vehicles pursuant to sections 4509.11 to 4509.291, inclusive,...
• Section 4509.31 - [Repealed].
  Effective Date: 01-01-2004
• Section 4509.32 - [Repealed].
  Effective Date: 01-01-2004
• Section 4509.33 - Suspension Of Nonresidents' Operating Privilege And Registration.
  If a nonresident by final order or judgment of a court of record or mayor's court is convicted of, or forfeits bail or collateral...
• Section 4509.34 - Suspension Of License Withdrawn.
  (A) The suspension of a license referred to in section 4509.291 of the Revised Code shall remain in effect and the registrar of motor...
• Section 4509.35 - Registrar To Receive Copies Of Judgments, Conviction Of Nonresident Or Order Forfeiture Of Bail.
  Whenever any person fails within thirty days to satisfy a judgment rendered within this state, upon the written request of the judgment creditor or...
• Section 4509.36 - Copies Of Judgments Sent To Other States.
  If the defendant named in any certified copy of a judgment, conviction, or order of bail forfeiture reported to the registrar of motor vehicles...
• Section 4509.37 - Suspension Of License And Registration, And Nonresident's Operating Privilege - Civil Penalties.
  (A) The registrar of motor vehicles upon receipt of a certified copy of a judgment, shall impose a class F suspension for the period...
• Section 4509.38 - Waiver By Judgment Creditor Of Suspension Provision.
  If the judgment creditor consents in writing, in such form as the registrar of motor vehicles prescribes, that the judgment debtor be allowed license...
• Section 4509.39 - No Suspension When Insurer Obligated.
  No license, registration, or nonresident's operating privilege shall be suspended for nonpayment of a judgment under sections 4509.01 to 4509.78, inclusive, of the Revised...
• Section 4509.40 - Suspension Continues Until Settlement Of Judgment.
  The registrar of motor vehicles shall impose a class F suspension of the person's driver's license, commercial driver's license, temporary instruction permit, probationary license,...
• Section 4509.41 - Satisfaction Of Judgments.
  (A) Judgments are satisfied for the purpose of sections 4509.01 to 4509.78, inclusive, of the Revised Code, in each of the following cases: (1)...
• Section 4509.42 - Payment Of Judgment In Installments.
  (A) A judgment debtor upon due notice to the judgment creditor may apply to the court in which the judgment was rendered for the...
• Section 4509.43 - [Repealed].
  Effective Date: 11-16-1973
• Section 4509.44 - Proof Of Financial Responsibility Required For Registration.
  No motor vehicle shall be or continue to be registered in the name of any person required to file proof of financial responsibility unless...
• Section 4509.45 - Filing Of Proof Of Financial Responsibility.
  (A) As used in this section, "electronic wireless communications device" has the same meaning as in section 4509.103 of the Revised Code. (B) Proof...
• Section 4509.46 - Certificate Of Domestic Insurer As Proof.
  Proof of financial responsibility may be furnished by filing with the registrar of motor vehicles the written certificate of any insurance carrier authorized to...
• Section 4509.47 - Proof Of Financial Responsibility By Nonresident.
  A nonresident may give proof of financial responsibility by filing with the registrar of motor vehicles a written certificate of an insurance carrier authorized...
• Section 4509.48 - Default By Insurance Carrier.
  If any insurance carrier not authorized to transact business in this state, which has qualified to furnish proof of financial responsibility, defaults in any...
• Section 4509.49 - Requirements For Motor-vehicle Liability Policy.
  Every motor-vehicle liability policy shall set forth the name and address of the insured, the coverage afforded by the policy, the premium charged, the...
• Section 4509.50 - Requirements May Be Met By One Or More Policies.
  The requirements for a motor-vehicle liability policy may be fulfilled by the policies of one or more insurance carriers which policies together meet such...
• Section 4509.51 - Requirements For Owner's Liability Insurance.
  Subject to the terms and conditions of an owner's policy, every owner's policy of liability insurance: (A) Shall designate by explicit description or by...
• Section 4509.52 - Requirements For Operator's Insurance.
  Every operator's policy of liability insurance shall insure the person named as insured against loss from the liability imposed upon him by law for...
• Section 4509.53 - Provisions Incorporated Into Policy By Law.
  Every motor-vehicle liability policy is subject to the following provisions which need not be contained therein: (A) Subject to the terms and conditions of...
• Section 4509.54 - Permissible Exclusions Of Liability Policies.
  A motor-vehicle liability policy need not insure any liability under any workers' compensation law, or any liability on account of bodily injury to or...
• Section 4509.55 - Permissible Liability Provisions In Policy.
  (A) Any policy which grants the coverage required for a motor-vehicle liability policy may also grant any lawful coverage in excess of or in...
• Section 4509.56 - Binder Fulfills Requirements.
  Any binder issued pending the issuance of a motor-vehicle liability policy fulfills the requirements for such a policy. Effective Date: 10-01-1953
• Section 4509.57 - Notice Required To Terminate Insurance Certification.
  When an insurance carrier has certified a motor-vehicle liability policy under section 4509.46 or 4509.47 of the Revised Code, the insurance so certified shall...
• Section 4509.58 - Policies Affected.
  (A) Sections 4509.01 to 4509.78, inclusive, of the Revised Code do not apply to policies of automobile insurance against liability which may be required...
• Section 4509.59 - Proof Of Financial Responsibility Evidenced By Bond.
  Proof of financial responsibility may be evidenced by the bond of a surety company duly authorized to transact business within this state, or a...
• Section 4509.60 - Filing Of Bond Constitutes Lien.
  Upon acceptance of a bond with individual sureties, the registrar of motor vehicles shall forward to the county recorder of the county in which...
• Section 4509.61 - Judgment Creditor May Bring Action Against Bond.
  If a judgment against a principal on a bond filed as proof of financial responsibility is not satisfied within thirty days after it has...
• Section 4509.62 - Proof Of Financial Responsibility Evidenced By Certificate Of Treasurer Of State.
  Proof of financial responsibility may be evidenced by the certificate of the treasurer of state that the person named therein has deposited with him...
• Section 4509.63 - Security To Satisfy Certain Judgments.
  The deposit provided for in section 4509.62 of the Revised Code shall be held by the treasurer of state to satisfy, in accordance with...
• Section 4509.64 - Proof Of Financial Responsibility Given By Another.
  Whenever any person required to give proof of financial responsibility under sections 4509.01 to 4509.78, inclusive, of the Revised Code, is or becomes an...
• Section 4509.65 - Substitution Of Other Adequate Proof Of Financial Responsibility.
  The registrar of motor vehicles shall consent to the cancellation of any bond or certificate of insurance or the registrar shall direct and the...
• Section 4509.66 - Suspension For Inadequate Proof Of Financial Responsibility.
  Whenever any proof of financial responsibility filed under sections 4509.01 to 4509.78, inclusive, of the Revised Code, no longer fulfills the purposes for which...
• Section 4509.67 - Cancellation Of Bond Or Certificate - Waiver Of Requirement Of Filing Proof.
  (A) The registrar of motor vehicles shall, upon request, consent to the immediate cancellation of any bond or certificate of insurance, or shall direct...
• Section 4509.68 - Transfer Of Registration Not Permitted - Exception.
  If an owner's registration has been suspended under sections 4509.01 to 4509.78, inclusive, of the Revised Code, such registration shall not be transferred nor...
• Section 4509.69 - Registration And Plates To Be Returned To Registrar.
  Any person whose license or registration has been suspended, or whose policy of insurance or bond has been canceled or terminated, or who neglects...
• Section 4509.70 - Plan For Apportionment Of Applicants For Insurance.
  After consultation with the insurance companies authorized to issue automobile liability or physical damage policies, or both, in this state, the superintendent of insurance...
• Section 4509.71 - Exemption Of Certain Owners Of Motor Vehicles.
  Sections 4509.01 to 4509.79, except section 4509.06, of the Revised Code do not apply to any motor vehicle owned and operated by the United...
• Section 4509.72 - Requirements For Self-insurer.
  (A) Any person in whose name more than twenty-five motor vehicles are registered in this state may qualify as a self-insurer by obtaining a...
• Section 4509.73 - Other Relief Not Prevented.
  Sections 4509.01 to 4509.78, inclusive, of the Revised Code do not prevent the plaintiff in any action at law from relying upon other processes...
• Section 4509.74 - Prohibition Against Failure To Report Accident.
  (A) No person shall fail to report a motor vehicle accident as required under the laws of this state. (B) Whoever violates this section...
• Section 4509.75 - [Repealed].
  Effective Date: 07-01-1996
• Section 4509.76 - [Repealed].
  Effective Date: 09-24-1986
• Section 4509.77 - Prohibition Against Failure To Return License.
  (A) No person shall willfully fail to return a license or registration as required in section 4509.69 of the Revised Code. (B) Whoever violates...
• Section 4509.78 - General Prohibition.
  (A) No person shall violate section 4509.01 to 4509.78 of the Revised Code for which no penalty is otherwise provided. (B) Whoever violates this...
• Section 4509.79 - Liability Insurance For Motor Vehicles Used In Ridesharing Arrangement.
  (A) As used in this section, "ridesharing arrangement" means the transportation of persons in a motor vehicle where such transportation is incidental to another...
• Section 4509.80 - Chauffeured Limousines.
  (A) Every owner registering a chauffeured limousine shall furnish and maintain proof of financial responsibility with respect to the limousine by filing with the...
• Section 4509.81 - Suspension Of Rights Of Owner Of Chauffeured Limousine - Request For Administrative Hearing.
  (A) Upon receipt of a notification of violation as provided in division (C) of section 4509.80 of the Revised Code; upon failure of a...
• Section 4509.99 - [Repealed].
  Effective Date: 01-01-2004

Last modified: October 10, 2016