Oregon Statutes - Chapter 742 - Insurance Policies Generally; Property and Casualty Policies

• 742.001   Scope of ORS chapters 742, 743 and 743A.
  This chapter and ORS chapters 743 and 743A apply to all insurance policies delivered or issued for delivery in this state except: (1) Reinsurance. (2)...
• 742.003   Filing and approval of policy forms; rules.
  (1) Except where otherwise provided by law, no basic policy form, or application form where written application is required and is to be made a...
• 742.005   Grounds for disapproval of policy forms.
  The Director of the Department of Consumer and Business Services shall disapprove any form requiring the director’s approval: (1) If the director finds it does...
• 742.007   Director’s withdrawal of approval.
  (1) The Director of the Department of Consumer and Business Services may, at any time after a hearing held not less than 20 days after...
• 742.009   Regulation of sales material; rules.
  (1) The Director of the Department of Consumer and Business Services, if the director considers it necessary, may require the filing by an insurer or...
• 742.010   [Amended by 1953 c.718 §3; 1959 c.281 §1; 1965 c.611 §2; 1967 c.359 §654; renumbered 750.005]
• 742.011   Insurable interest in property.
  No policy of insurance of property or of any interest in property or arising from property shall be enforceable as to the insurance except for...
• 742.013   Representations in applications.
  (1) All statements and descriptions in any application for an insurance policy by or in behalf of the insured, shall be deemed to be representations...
• 742.015   [1965 c.611 §3; 1967 c.359 §655; renumbered 750.015]
• 742.016   Policy constitutes entire contract; oral representations by insured.
  (1) Except as provided in ORS 742.043, every contract of insurance shall be construed according to the terms and conditions of the policy. When the...
• 742.018   Provision for construction according to foreign law prohibited.
  No policy of insurance shall contain any condition, stipulation or agreement requiring such policy to be construed according to the laws of any other state...
• 742.020   [Amended by 1965 c.611 §4; repealed by 1967 c.359 §704]
• 742.021   Standard provisions in general.
  (1) Insurance policies shall contain such standard or uniform provisions as are required by the applicable provisions of the Insurance Code. However, the insurer may...
• 742.023   Contents of policies in general.
  (1) Every policy shall specify: (a) The names of the parties to the contract. (b) The subject of the insurance. (c) The hazards or perils...
• 742.025   [1965 c.611 §5; 1967 c.359 §656; renumbered 750.025]
• 742.026   Underwriters’ and combination policies.
  (1) Two or more authorized insurers may jointly issue, and shall be jointly and severally liable on, an underwriters’ policy bearing their names. Any one...
• 742.028   Additional policy contents.
  A policy may contain additional provisions not inconsistent with the Insurance Code and which are: (1) Required to be inserted by the laws of the...
• 742.030   [Repealed by 1967 c.359 §704]
• 742.031   Bankruptcy clause required in certain liability policies.
  A policy of insurance against loss or damage resulting from accident to or injury suffered by an employee or other person and for which the...
• 742.033   Charter and bylaw provisions.
  No policy shall contain any provision purporting to make any portion of the charter, bylaws or other constituent document of the insurer (other than the...
• 742.035   [1965 c.611 §19; 1967 c.359 §657; renumbered 750.035]
• 742.036   Assessment policies, special contents.
  Every policy issued on the assessment plan, and the form of any application for such a policy to be signed by the applicant, shall have...
• 742.038   Validity and construction of noncomplying forms.
  (1) A policy in violation of the Insurance Code, but otherwise binding on the insurer, shall be held valid, but shall be construed as provided...
• 742.040   [Amended by 1965 c.611 §6; repealed by 1967 c.359 §704]
• 742.041   Permissible classes of insurance in one policy.
  (1) Except as provided in this section, when more than one class of insurance as defined in ORS 731.150 to 731.194 is effected by an...
• 742.043   Binders.
  (1) Binders or other contracts for temporary insurance may be made orally or in writing, and shall be deemed to include all the usual terms...
• 742.045   [1953 c.605 §3; 1965 c.611 §7; repealed by 1967 c.359 §704]
• 742.046   Delivery of policy.
  (1) Subject to the insurer’s requirements as to payment of premium, every policy shall be mailed or delivered to the insured or to the person...
• 742.048   Effective date and time of coverage; applicability.
  (1) Except as provided in subsections (2), (4) and (5) of this section, every policy of insurance shall contain a provision stating that coverage commences...
• 742.050   [Amended by 1955 c.372 §1; 1957 c.4 §1; 1965 c.611 §8; 1967 c.359 §658; renumbered 750.045]
• 742.051   Renewal by certificate.
  Any insurance policy terminating by its terms at a specified expiration date and not otherwise renewable, may be renewed or extended at the option of...
• 742.053   Forms for proof of loss.
  (1) An insurer shall furnish, upon written request of any person claiming to have a loss under an insurance policy issued by such insurer, forms...
• 742.055   [1955 c.236 §1; 1965 c.611 §9; repealed by 1967 c.359 §704]
• 742.056   Certain conduct not deemed waiver.
  Without limitation of any right or defense of an insurer otherwise, none of the following acts by or on behalf of an insurer shall be...
• 742.058   Return of premium on destruction of property.
  (1) In the event of the total destruction of any insured property, if the total amount of loss or agreed loss is less than the...
• 742.060   [Amended by 1965 c.611 §10; repealed by 1967 c.359 §704]
• 742.061   Recovery of attorney fees in action on policy or contractor’s bond.
  (1) Except as otherwise provided in subsections (2) and (3) of this section, if settlement is not made within six months from the date proof...
• 742.063   Filing and approval of liability form that includes cost of defense within limits of liability.
  (1) A liability insurance form that provides that the cost of defending a claim is included within the stated limits of liability may not be...
• 742.065   Insurance against risk of loss assumed under less than fully insured employee health benefit plan.
  (1) Insurance against the risk of economic loss assumed under a less than fully insured employee health benefit plan, whether issued or delivered as health...
• 742.070   [Amended by 1955 c.372 §2; 1965 c.611 §11; repealed by 1967 c.359 §704]
• 742.080   [1953 c.605 §3; 1965 c.611 §12; repealed by 1967 c.359 §704]
• 742.090   [1965 c.611 §13; repealed by 1967 c.359 §704]
• 742.100   [1965 c.611 §7a; repealed by 1967 c.359 §704]
• 742.110   [1965 c.35 §4; repealed by 1967 c.359 §704]
• 742.120   [1965 c.573 §5; repealed by 1967 c.359 §704]
• 742.150   Approval by director; limitations on authority of insurer; definition.
  (1) A domestic insurer shall not enter a transaction in which the domestic insurer assumes or transfers obligations or risks on policies under an assumption...
• 742.152   Limitations on applicability of ORS 742.150.
  ORS 742.150 does not apply to any of the following: (1) A reinsurance agreement or transaction in which the ceding insurer remains directly liable for...
• 742.154   Factors to be considered by director in determining whether to approve assumption reinsurance agreement.
  The Director of the Department of Consumer and Business Services shall consider the following factors, along with other factors that the director determines to be...
• 742.156   Notice of transfer under assumption reinsurance agreement.
  (1) The transferring insurer in an assumption reinsurance agreement to which ORS 742.150 applies shall provide or cause to be provided a notice of transfer...
• 742.158   Rejection of transfer by policyholder; payment of premium as acceptance of transfer; failure of policyholder to respond to notice.
  (1) A policyholder or certificate holder described in ORS 742.156 may reject the transfer and novation of the policy under an assumption reinsurance agreement to...
• 742.160   Effect of novation of policy under assumption reinsurance agreement.
  If a policyholder consents to a transfer as provided in ORS 742.158, or if a transfer is effected under ORS 742.162, the effect of the...
• 742.162   Transfer and novation of policy effected by director.
  (1) A transfer and novation effected as provided in this section is not an assumption reinsurance agreement to which ORS 742.150 applies. (2) The Director...
• 742.200   Fire insurance not to exceed value of property insured.
  (1) No insurer, insurance producer or insured shall knowingly issue or procure any fire insurance policy upon property within this state for an amount which...
• 742.202   Standard fire insurance policy.
  Except as provided in ORS 742.204, no fire insurer, its officers or agents, shall use any fire insurance policy or renew any fire insurance policy...
• 742.204   Exceptions to standard fire insurance policy requirements.
  Any insurance policy that includes, either on an unspecified basis as to coverage or for a single premium, coverage against the peril of fire and...
• 742.206   Insuring agreement.
  A fire insurance policy shall contain provisions as follows: “In consideration of the provisions and stipulations herein or added hereto and of _____ dollars ($_____)...
• 742.208   Concealment; fraud; representations by insured.
  A fire insurance policy shall contain the following provisions: (1) Subject to subsections (2) and (3) of this section, this entire policy shall be void...
• 742.210   Uninsurable and excepted property.
  A fire insurance policy shall contain a provision as follows: “This policy shall not cover accounts, bills, currency, deeds, evidences of debt, money or securities;...
• 742.212   Perils not included.
  A fire insurance policy shall contain a provision as follows: “This company shall not be liable for loss by fire or other perils insured against...
• 742.214   Other insurance.
  A fire insurance policy shall contain a provision as follows: “Other insurance may be prohibited or the amount of insurance may be limited by indorsement...
• 742.216   Conditions suspending insurance.
  A fire insurance policy shall contain a provision as follows: “Unless otherwise provided in writing added hereto this company shall not be liable for loss...
• 742.218   Additional perils insured.
  A fire insurance policy shall contain a provision as follows: “Any other peril to be insured against or subject of insurance to be covered in...
• 742.220   Added provisions.
  A fire insurance policy shall contain a provision as follows: “The extent of the application of insurance under this policy and of the contribution to...
• 742.222   Waiver provisions.
  A fire insurance policy shall contain a provision as follows: “No permission affecting this insurance shall exist, or waiver of any provision be valid, unless...
• 742.224   Cancellation.
  (1) A fire insurance policy shall contain a provision as follows: “This policy shall be canceled at any time at the request of the insured,...
• 742.226   Mortgagee interest and obligation of mortgagee.
  A fire insurance policy shall contain provisions as follows: (1) “If loss hereunder is made payable, in whole or in part, to a designated mortgagee...
• 742.228   Pro rata liability of insurer.
  A fire insurance policy shall contain a provision as follows: “This company shall not be liable for a greater proportion of any loss than the...
• 742.230   Requirements in case loss occurs.
  A fire insurance policy shall contain a provision as follows: “The insured shall give immediate written notice to this company of any loss, protect the...
• 742.232   Appraisal.
  A fire insurance policy shall contain a provision as follows: “In case the insured and this company shall fail to agree as to the actual...
• 742.234   Insurer’s options.
  A fire insurance policy shall contain a provision as follows: “It shall be optional with this company to take all, or any part, of the...
• 742.236   Abandonment.
  A fire insurance policy shall contain a provision as follows: “There can be no abandonment to this company of any property.” [Formerly 743.654]
• 742.238   When loss payable.
  A fire insurance policy shall contain a provision as follows: “The amount of loss for which this company may be liable shall be payable 60...
• 742.240   Suit on policy.
  A fire insurance policy shall contain a provision as follows: “No suit or action on this policy for the recovery of any claim shall be...
• 742.242   Subrogation.
  A fire insurance policy shall contain a provision as follows: “This company may require from the insured an assignment of all right of recovery against...
• 742.244   Coverage for loss from nuclear reaction or radiation.
  Insurers issuing the standard fire insurance policy pursuant to ORS 742.202 are authorized to affix thereto or include therein a written statement that the policy...
• 742.246   Other fire insurance policy provisions permitted.
  (1) A fire insurer may add to the provisions required by ORS 742.202 other conditions, provisions and agreements not in conflict with law or contrary...
• 742.248   Mutual fire insurers policyholders’ liability; nonassessable policies.
  (1) Each person accepting a policy in a mutual fire insurer thereby becomes a member of the insurer and liable for a proportionate share of...
• 742.250   Mutual fire insurer’s action to recover assessment.
  An action may be brought against any member of a mutual fire insurer who neglects or refuses to pay any assessment levied by the insurer...
• 742.252   Mutual fire insurers; withdrawal of members.
  Any member of a mutual fire insurer may withdraw at any time by surrendering the member’s policy to the insurer, giving written notice to the...
• 742.254   Mutual fire insurance policy cancellation.
  (1) A mutual fire insurer may cancel or terminate any fire insurance policy by giving the insured five days’ written notice and returning to the...
• 742.260   Cancellation of homeowner or fire policy; coverage for child care; definition.
  (1) An insurer offering homeowner or renter liability or fire insurance may not cancel or refuse to issue or renew a policy on a private...
• 742.280   Home protection insurance; rules.
  (1) A home protection policy shall specify: (a) The home, home components and personal property relating to the home or its components that are covered...
• 742.282   Limitations on issuance of mortgage insurance.
  (1) No mortgage insurer shall provide insurance with respect to an obligation which exceeds, solely or in combination with liens existing at the time the...
• 742.284   Insured obligations as legal investments and securities for deposit.
  (1) Obligations insured by mortgage insurance policies issued in conformity with the Insurance Code shall be legal investments for all trust funds held by any...
• 742.286   Mortgage insurance; who may write.
  All policies and contracts of insurance covering liens or security interests in real property shall be written by authorized mortgage insurers. No other class of...
• 742.300   [Formerly 743.720; repealed by 1993 c.265 §14]
• 742.302   [Formerly 743.723; repealed by 1993 c.265 §14]
• 742.350   Bonds, undertakings and other obligations required by law may be executed by surety insurers.
  (1) Whenever any bond, undertaking, recognizance, or other obligation is by law or the charter, ordinance, rules or regulations of any municipality, board, body, organization,...
• 742.352   Reimbursement of private persons required to give bond, letter of credit or other obligation.
  Any receiver, assignee, guardian, conservator, trustee, executor, administrator or other fiduciary, required by law or the order of any court or judge to give a...
• 742.354   Reimbursement of public officials required to give bond or letter of credit.
  Any state, county or municipal officer or officer of any school district, public board or public commission within this state, or any deputy employed in...
• 742.356   Surety insurer may take measures to reduce risk of loss.
  (1) Any surety insurer may contract for and receive and hold on deposit and in trust property of any kind as collateral security on any...
• 742.358   Release of surety on official bonds by action of obligee.
  (1) Any official whose duty it is to approve any bond or undertaking given in favor of the state or any county, city, school district,...
• 742.360   Release of surety on bond of public official by action of surety.
  (1) The surety or sureties on the bond of any public official in this state shall be released from any future liability thereon upon giving...
• 742.362   Release of surety on depository bond; provision required in such bonds.
  (1) A surety wishing to terminate the liability undertaken upon any bank depository bond or undertaking given to guarantee the safekeeping and return of any...
• 742.364   Fixing amount of new bond after release from original.
  Whenever a notice is filed, or filed and served, as provided in ORS 742.358, 742.360 and 742.362, or received after mailed as provided in ORS...
• 742.366   Cancellation of bond by surety.
  (1) As used in this section: (a) “Bond” means any undertaking, recognizance or other obligation required by statute, ordinance or regulation to be executed by...
• 742.368   Surety insurer may not deny power to execute bond; construction of policies.
  A surety insurer executing any bond or undertaking under the provisions of the Insurance Code is estopped in any proceeding, to deny its corporate power...
• 742.370   Bond construed as including omitted statutory provisions.
  Whenever any person is required by the provisions of any statute to give a bond to this state or any of its political subdivisions and...
• 742.372   Guaranteed arrest bond certificate.
  As used in ORS 742.374 and 742.376, “guaranteed arrest bond certificate” means any printed certificate which: (1) Is issued by an automobile club or automobile...
• 742.374   Surety may issue guaranteed arrest bond certificate not to exceed $1,000.
  Upon compliance with ORS 742.376, any authorized domestic or foreign surety insurer may become surety in an amount not to exceed $1,000 with respect to...
• 742.376   Requirements to issue guaranteed arrest bond certificate.
  To become surety under ORS 742.374 with respect to an unexpired guaranteed arrest bond certificate that is accepted during any year under ORS 810.320, the...
• 742.390   Reimbursement insurance policy; contents; definitions.
  (1) A reimbursement insurance policy insuring service contracts issued, sold or offered for sale in this state shall conspicuously state that, upon failure of the...
• 742.392   Termination of reimbursement insurance policy.
  An insurer that issues a reimbursement insurance policy shall not terminate the policy until a notice of termination has been mailed or delivered to the...
• 742.400   Duty to report claim of professional negligence to licensing board; contents of report; public disclosure and posting of reports.
  (1) As used in this section: (a) “Claim” means a written demand for payment from or on behalf of a covered practitioner for an injury...
• 742.405   Conditions for issuance of medical malpractice insurance.
  (1) No insurer may require membership in a professional association as a condition of issuance of medical malpractice insurance to a physician. However, nothing in...
• 742.420   Definitions for ORS 742.420 to 742.440.
  As used in ORS 742.420 to 742.440: (1) “Discount medical plan” means a contract, agreement or other business arrangement between a discount medical plan organization...
• 742.422   License requirement for conducting business as discount medical plan organization.
  (1) A person may not conduct business as or purport to conduct business as a discount medical plan organization unless the person first obtains a...
• 742.424   Requirement for contract with provider; contents of contract; retention of record.
  (1) A discount medical plan organization shall have a written contract or other written agreement with all providers or provider networks that the organization includes...
• 742.426   License application; investigation; issuance; grounds for denial.
  (1) Each applicant for a license to operate as a discount medical plan organization shall apply to the Director of the Department of Consumer and...
• 742.428   Duties of licensee.
  A licensee shall: (1) Notify the Director of the Department of Consumer and Business Services immediately whenever the licensee’s license or other form of authority...
• 742.430   License term; renewal; rules.
  A license obtained under ORS 742.426 is effective for one year, or for a longer period if the Director of the Department of Consumer and...
• 742.432   Duties of discount medical plan organization.
  A discount medical plan organization shall establish or provide, in connection with every discount medical plan: (1) A 30-day period in which new plan members...
• 742.434   Prohibited activities.
  (1) A person may not use or disseminate in marketing, advertising, promotional, sales or plan documents or other informational materials for discount medical plans or...
• 742.436   Investigative powers of director; expenses.
  The Director of the Department of Consumer and Business Services may investigate a person operating or purporting to operate as a discount medical plan organization...
• 742.438   License suspension, revocation or failure to renew; grounds; effect.
  (1) The Director of the Department of Consumer and Business Services by order may suspend, revoke or refuse to renew a license issued under ORS...
• 742.440   Injunction; damages; venue; time for commencing action.
  (1) A person, a municipal or other public corporation or, at the request of the Director of the Department of Consumer and Business Services, the...
• 742.447   Insurance card.
  Every insurer that issues motor vehicle insurance that is designed to meet either the financial or future responsibility requirements of ORS chapter 806 shall issue...
• 742.449   Prohibition on assignment to high risk category on certain grounds.
  An insurer issuing motor vehicle liability insurance policies in this state may not assign an insured or applicant for insurance to a higher risk category...
• 742.450   Contents of motor vehicle liability policy; permitted exclusions.
  (1) Every motor vehicle liability insurance policy issued for delivery in this state shall state the name and address of the named insured, the coverage...
• 742.454   Liabilities that need not be covered.
  The motor vehicle liability insurance policy required by ORS 806.010, 806.060, 806.080, 806.240 or 806.270 need not insure any liability under any workers’ compensation law;...
• 742.456   When insurer’s liability accrues; nonforfeiture provisions.
  The liability of an insurer with respect to the motor vehicle liability insurance policy required by ORS 806.060, 806.240 or 806.270 shall become absolute whenever...
• 742.458   General provisions governing liability policies.
  Every motor vehicle liability insurance policy shall be subject to the following provisions, which need not be contained therein: (1) The policy, the written application...
• 742.460   Insurer’s right to provide for reimbursement and proration.
  Any motor vehicle liability insurance policy may provide that the insured shall reimburse the insurer for any payment the insurer would not have been obligated...
• 742.462   Insurer’s right to settle claims.
  The insurer shall have the right to settle any claim covered by the policy, and if such settlement is made in good faith, the amount...
• 742.464   Excess coverage permitted; combining policies to meet requirements.
  Any policy which grants the coverage required for a motor vehicle liability insurance policy under ORS 742.450, 806.080 and 806.270 may also grant any lawful...
• 742.466   Disputes over coverage for physical damage; independent appraisal; rules.
  (1) In the event of a dispute between the insurer and insured under a motor vehicle liability policy concerning coverage for physical damage, if the...
• 742.468   Certain policies not considered motor vehicle liability policies.
  For purposes of statutes mandating kinds or amounts of coverage that motor vehicle liability policies must contain, the following shall not be considered motor vehicle...
• 742.490   Premium reduction; conditions; application.
  (1) Any rate, rating plan or rating system filed with the Director of the Department of Consumer and Business Services for a motor vehicle insurance...
• 742.492   Duration of reduction.
  Except as otherwise provided in this section, the premium reduction required by ORS 742.490 (1) shall be effective for an insured for a three-year period...
• 742.494   Certification of completion of course.
  Any organization offering a motor vehicle accident prevention course approved by the Department of Transportation shall issue a certificate to each person who successfully completes...
• 742.496   Limitation on qualification for discount.
  No person shall receive a discount under ORS 742.490 to 742.494 if the person takes the approved course as a punishment, specified by a court...
• 742.500   Definitions for ORS 742.500 to 742.506.
  As used in ORS 742.500 to 742.506: (1) “Uninsured motorist coverage” means coverage within the terms and conditions specified in ORS 742.504 insuring the insured,...
• 742.502   Uninsured motorist coverage; underinsurance coverage.
  (1) Every motor vehicle liability policy insuring against loss suffered by any natural person resulting from liability imposed by law for bodily injury or death...
• 742.504   Required provisions of uninsured motorist coverage.
  Every policy required to provide the coverage specified in ORS 742.502 shall provide uninsured motorist coverage that in each instance is no less favorable in...
• 742.506   Allocation of responsibility among insurers.
  Notwithstanding the contrary provisions of any policy, the provisions of ORS 742.504 (9)(a) to (c) shall control allocation of responsibility between insurers, except that if...
• 742.508   Definitions for ORS 742.508 and 742.510.
  As used in this section and ORS 742.510: (1) “Covered motor vehicle” means a private passenger motor vehicle or a self-propelled mobile home that is...
• 742.510   Property damage coverage for damage to vehicle caused by uninsured vehicle.
  (1) Every insurer issuing motor vehicle liability insurance policies on private passenger motor vehicles or on self-propelled mobile homes for delivery in this state shall...
• 742.518   Definitions for ORS 742.518 to 742.542.
  As used in ORS 742.518 to 742.542: (1) “Evaluation services” means physical examinations or reviews of medical records of beneficiaries conducted at the request of...
• 742.520   Personal injury protection benefits for motor vehicle liability policies; applicability.
  (1) Every motor vehicle liability policy issued for delivery in this state that covers any private passenger motor vehicle shall provide personal injury protection benefits...
• 742.521   Conditions applicable to arbitration proceedings.
  (1) Arbitration proceedings under ORS 742.520 shall be conducted under local court rules in the county where the arbitration is held. (2) Findings and awards...
• 742.522   Binding arbitration under ORS 742.520; costs.
  (1) Costs to the insured of the arbitration proceeding under ORS 742.520 (6) shall not exceed $100 and all other costs of arbitration shall be...
• 742.524   Contents of personal injury protection benefits; deductibles.
  (1) Personal injury protection benefits as required by ORS 742.520 shall consist of the following payments for the injury or death of each person: (a)...
• 742.525   Provider charges.
  (1) Except as provided in subsection (2) of this section, a provider shall charge a person who receives personal injury protection benefits or that person’s...
• 742.526   Primary nature of benefits.
  (1) The personal injury protection benefits with respect to: (a) The insured and members of the family of the insured residing in the same household...
• 742.528   Notice of denial of payment of benefits.
  An insurer who denies payment of personal injury protection benefits to or on behalf of an insured shall: (1) Provide written notice of the denial,...
• 742.529   Payment based on incorrect determination of responsibility; notice; repayment.
  If personal injury protection benefits are paid based on information that appeared to establish proof of loss and the insurer paying the benefits later determines...
• 742.530   Exclusions from coverage.
  (1) The insurer may exclude from the coverage for personal injury protection benefits any injured person who: (a) Intentionally causes self-injury; (b) Is participating in...
• 742.532   Benefits may be more favorable than those required by ORS 742.520, 742.524 and 742.530.
  Nothing in ORS 742.518 to 742.542 is intended to prevent an insurer from providing more favorable benefits than the personal injury protection benefits described in...
• 742.534   Reimbursement of other insurers paying benefits; arbitrating issues of liability and amount of reimbursement.
  (1) Except as provided in ORS 742.544, every authorized motor vehicle liability insurer whose insured is or would be held legally liable for damages for...
• 742.536   Notice of claim or legal action to insurer; insurer to elect manner of recovery of benefits furnished; lien of insurer.
  (1) When an authorized motor vehicle liability insurer has furnished personal injury protection benefits, or an authorized health insurer has furnished benefits, for a person...
• 742.538   Subrogation rights of insurers to certain amounts received by claimant; recovery actions against persons causing injury.
  If a motor vehicle liability insurer has furnished personal injury protection benefits, or a health insurer has furnished benefits, for a person injured in a...
• 742.540   Rules.
  The Director of the Department of Consumer and Business Services shall have authority to issue such rules as are reasonably necessary to carry out the...
• 742.542   Effect of personal injury protection benefits paid.
  Payment by a motor vehicle liability insurer of personal injury protection benefits for its own insured shall be applied in reduction of the amount of...
• 742.544   Reimbursement for personal injury protection benefits paid.
  (1) A provider of personal injury protection benefits shall be reimbursed for personal injury protection payments made on behalf of any person only to the...
• 742.560   Definitions for ORS 742.560 to 742.572.
  As used in ORS 742.560 to 742.572: (1) “Cancellation” means termination of coverage by an insurer, other than termination at the request of the insured,...
• 742.562   Grounds for cancellation of policies; notice required; applicability.
  (1) A notice of cancellation of a policy shall be effective only if it is based on one or more of the following reasons: (a)...
• 742.564   Manner of giving cancellation notice.
  (1) No notice of cancellation of a policy to which ORS 742.562 applies shall be effective unless mailed or delivered by the insurer to the...
• 742.566   Renewal of policies; requirements for refusal to renew.
  (1) An insurer shall offer renewal of a policy, contingent upon payment of premium as stated in the offer, to an insured unless the insurer...
• 742.568   Proof of cancellation or nonrenewal notice.
  Proof of mailing notice of cancellation, or of intention not to renew or of reasons for cancellation, to the named insured at the address shown...
• 742.570   Notifying insured under canceled or unrenewed policy of eligibility for participation in insurance pool.
  When automobile bodily injury and property damage liability coverage is canceled, other than for nonpayment of premium, or in the event of failure to renew...
• 742.572   Immunity from liability of persons furnishing information regarding cancellation or nonrenewal of policies.
  There shall be no liability on the part of and no cause of action of any nature shall arise against the Director of the Department...
• 742.580   Report of cancellation, nonrenewal or issuance of motor vehicle liability policy.
  Every insurer that issues motor vehicle insurance that is designed to meet either the financial or future responsibility requirements of ORS chapter 806 shall report...
• 742.690   Limitations on cancellation; refusal to issue or renew insurance.
  (1) An insurer offering casualty insurance or commercial liability insurance may not cancel or refuse to issue or renew a policy solely on the basis...
• 742.700   Definitions for ORS 742.700 to 742.710.
  As used in ORS 742.700 to 742.710: (1) “Cancellation” means termination of a policy at a date other than its expiration date. (2) “Expiration date”...
• 742.702   Grounds for cancellation; notice.
  (1) Except as provided in ORS 742.710, a contract of commercial liability insurance may not be canceled by an insurer before the expiration of the...
• 742.704   Hearing.
  Within 30 days after receiving a notice of cancellation under ORS 742.702, an insured may request a hearing before the Director of the Department of...
• 742.706   Renewal; nonrenewal.
  (1) If an insurer offers or purports to renew a commercial liability policy, but on terms less favorable to the insured or at higher rates,...
• 742.708   Proof of receipt of notice.
  A post office certificate of mailing to the named insured at the named insured’s last-known address shall constitute conclusive proof that the named insured received...
• 742.710   Exemptions from provisions of ORS 742.700 to 742.708.
  (1) ORS 742.700 to 742.708 do not apply to: (a) Any commercial liability insurance policy that has not been previously renewed if the policy has...

Last modified: August 7, 2008