75 Pennsylvania Consolidated Statutes Chapter 17 - Financial Responsibility

Subchapter A.  General Provisions

Subchapter B.  Motor Vehicle Liability Insurance First Party Benefits

  • Section 1711 - Required Benefits
    (a) Medical benefit.--An insurer issuing or delivering liability insurance policies covering any motor vehicle of the type required to be registered under this title,...
  • Section 1712 - Availability Of Benefits
    An insurer issuing or delivering liability insurance policies covering any motor vehicle of the type required to be registered under this title, except recreational...
  • Section 1713 - Source Of Benefits
    (a) General rule.--Except as provided in section 1714 (relating to ineligible claimants), a person who suffers injury arising out of the maintenance or use...
  • Section 1714 - Ineligible Claimants
    An owner of a currently registered motor vehicle who does not have financial responsibility or an operator or occupant of a recreational vehicle not...
  • Section 1715 - Availability Of Adequate Limits
    (a) General rule.--An insurer shall make available for purchase first party benefits as follows: (1) For medical benefits, up to at least $100,000. (1.1)...
  • Section 1716 - Payment Of Benefits
    Benefits are overdue if not paid within 30 days after the insurer receives reasonable proof of the amount of the benefits. If reasonable proof...
  • Section 1717 - Stacking Of Benefits
    First party benefits shall not be increased by stacking the limits of coverage of: (1) multiple motor vehicles covered under the same policy of...
  • Section 1718 - Exclusion From Benefits
    (a) General rule.--An insurer shall exclude from benefits any insured, or his personal representative, under a policy enumerated in section 1711 (relating to required...
  • Section 1719 - Coordination Of Benefits
    (a) General rule.--Except for workers' compensation, a policy of insurance issued or delivered pursuant to this subchapter shall be primary. Any program, group contract...
  • Section 1720 - Subrogation
    In actions arising out of the maintenance or use of a motor vehicle, there shall be no right of subrogation or reimbursement from a...
  • Section 1721 - Statute Of Limitations
    (a) General rule.--If benefits have not been paid, an action for first party benefits shall be commenced within four years from the date of...
  • Section 1722 - Preclusion Of Recovering Required Benefits
    In any action for damages against a tortfeasor, or in any uninsured or underinsured motorist proceeding, arising out of the maintenance or use of...
  • Section 1723 - Reporting Requirements
    Beginning December 31, 1986, and each year thereafter, each insurance company writing automobile insurance in this Commonwealth shall file with the Insurance Department the...
  • Section 1724 - Certain Nonexcludable Conditions
    (a) General rule.--Insurance benefits may not be denied solely because the driver of the insured motor vehicle is determined to be under the influence...
  • Section 1725 - Rental Vehicles
    Every motor vehicle insurance policy shall contain a notice as to whether the policy covers collision damage to rental vehicles, and any limitations on...

Subchapter C.  Uninsured and Underinsured Motorist Coverage

Subchapter D.  Assigned Risk Plan

  • Section 1741 - Establishment
    The Insurance Department shall, after consultation with the insurers licensed to write motor vehicle liability insurance in this Commonwealth, adopt a reasonable Assigned Risk...
  • Section 1742 - Scope Of Plan
    The Assigned Risk Plan shall: (1) Include rules for the classification of risks and rates therefor. (2) Provide for the installment payment of premiums...
  • Section 1743 - Rates
    All rates for the Assigned Risk Plan shall be subject to the act of June 11, 1947 (P.L.538, No.246), known as The Casualty and...
  • Section 1744 - Termination Of Policies
    Cancellation, refusal to renew and other termination of policies issued under the Assigned Risk Plan shall be in accordance with the rules of the

Subchapter E.  Assigned Claims Plan

  • Section 1751 - Organization
    Insurers providing financial responsibility as required by law shall organize and maintain, subject to the approval and regulation of the Insurance Department, an Assigned...
  • Section 1752 - Eligible Claimants
    (a) General rule.--A person is eligible to recover benefits from the Assigned Claims Plan if the person meets the following requirements: (1) Is a...
  • Section 1753 - Benefits Available
    An eligible claimant may recover medical benefits, as described in section 1712(1) (relating to availability of benefits), up to a maximum of $5,000. No...
  • Section 1754 - Additional Coverage
    An eligible claimant who has no other source of applicable uninsured motorist coverage and is otherwise entitled to recover in an action in tort...
  • Section 1755 - Coordination Of Benefits
    (a) Workers' compensation.--All benefits (less reasonably incurred collection costs) that an eligible claimant receives or is entitled to receive from workers' compensation and from...
  • Section 1756 - Subrogation
    The Assigned Claims Plan or its assignee is entitled to recover, in accordance with the tort liability law of this Commonwealth, reimbursement for benefits...
  • Section 1757 - Statute Of Limitations
    (a) General rule.--An action by an eligible claimant to recover benefits or coverages from the Assigned Claims Plan shall be commenced within four years...

Subchapter F.  Catastrophic Loss Trust Fund (Repealed)

  • Section 1761 - § 1769 - (Repealed)
    1988 Repeal. Subchapter F (§§ 1761 - 1769) was added February 12, 1984, P.L.26, No.11, and repealed December 12, 1988, P.L.1120, No.144, effective immediately.

Subchapter G.  Nonpayment of Judgments

Subchapter H.  Proof of Financial Responsibility

Subchapter I.  Miscellaneous Provisions

Last modified: October 8, 2016