Alice Berger, et al. - Page 29

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          admissions.  See Fed. R. Evid. 801(d)(2).  We agree with                    
          respondent.                                                                 
               Rule 801(d) of the Federal Rules of Evidence provides that             
          "A statement is not hearsay if--* * * (2) Admission by party-               
          opponent.--The statement is offered against a party and is * * *            
          (B) a statement of which * * * [he] has manifested * * * [his]              
          adoption or belief in its truth".                                           
               Alice Berger signed Exhibit 46-AT, the 1-1/2 page employment           
          agreement, which was                                                        
               made this 1st day of December, 1986, between ALICE                     
               BERGER and HOWARD BERGER, husband and wife, and owners                 
               of the Woodbine Cemetery and Mausoleum, * * *                          
               hereinafter referred to as the "employers", and GREGG                  
               KUNKOWSKI, * * * hereinafter referred to as the                        
               "employee".                                                            
               Alice Berger's attorney, Dr. Forgotson, drafted, and Alice             
          Berger signed, Exhibit 57, an answer to Howard Berger's motions             
          for restraint, which was filed with the Superior Court of New               
          Jersey in the Bergers' divorce action.  In five different places,           
          the answer describes the Woodbine business as "jointly" owned.              
               On or about September 22, 1987, Dr. Forgotson drafted and              
          signed, and Alice Berger signed, Exhibit 58, a letter sent to               
          Gregg Kunkowski at the Woodbine business office.  The letter is             
          from Dr. Forgotson and states:                                              
               Alice Berger has instructed me to advise you that as a                 
               joint owner of the Woodbine Cemetery & Mausoleum                       
               business, you are instructed not to make any payments                  
               on behalf of Howard Berger and/or Susan Moorehouse, for                
               any reason, without the consent of Alice Berger. * * *                 





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