Intergraph Corporation and Subsidiaries - Page 4

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            1985 of approximately �800 million and in 1986 of approximately                               
            �2 billion.                                                                                   
                  Substantially all of the banking needs of Intergraph and of                             
            its domestic and foreign subsidiaries were provided by Citicorp,                              
            Inc. (Citicorp), and by Citicorp's banking and financial                                      
            subsidiaries.  Intergraph’s banking relationship with Citicorp                                
            was maintained primarily through Citicorp North America's2 office                             
            located in Atlanta, Georgia (Citicorp Atlanta).  Nihon                                        
            Intergraph's banking relationship was maintained primarily                                    
            through Citibank, N.A.3                                                                       
                  On June 7, 1985, representatives of Nihon Intergraph entered                            
            into an overdraft agreement (Overdraft Agreement) with                                        
            representatives of the Tokyo office of Citibank, N.A. (Citibank                               
            Tokyo).  Under the terms of the Overdraft Agreement, Nihon                                    
            Intergraph was permitted to overdraw its yen-denominated checking                             
            account that was established at Citibank Tokyo by up to �300                                  
            million.  This �300 million ceiling on the amount of the                                      
            overdraft was not tied to or further limited by the dollar-yen                                
            exchange rate.                                                                                
                  This overdraft privilege on Nihon Intergraph's checking                                 
            account with Citibank Tokyo was intended to provide a short-term                              
            source of operating funds for Nihon Intergraph in the event Nihon                             



            22    Citicorp North America, Inc., is a subsidiary of Citicorp.                              
            33    Citibank, N.A., is a subsidiary of Citicorp.                                            



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