Northwestern Indiana Telephone Company - Page 17

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            Mr. Mussman's Hagerstown, Maryland, and Cumberland, Maryland-West                          
            Virginia Cellular Telephone License Applications                                           

                  On or about January 6, 1988, Mr. Mussman filed with the FCC                          
            two cellular telephone license applications to provide cellular                            
            telephone services in the Hagerstown, Maryland, and the                                    
            Cumberland, Maryland-West Virginia, areas, respectively.  An                               
            LMN&G attorney prepared the two applications.                                              
                  NITCO had no interest in the above license applications.                             
            The applications stated that Mr. Mussman was the applicant and                             
            that NITCO had no interest in the licenses being sought.                                   

            NITCO's Indiana Rural Statistical Area Number One Cellular                                 
            Telephone License Application and Serv-U-Cellular, Inc.                                    

                  In 1988, NITCO, certain other local wire-line telephone                              
            companies, and/or affiliates of other local wire-line telephone                            
            companies, filed competing applications with the FCC for a                                 
            license to provide cellular telephone service in the rural                                 
            statistical number one area in Indiana.  Mr. Mussman's intention                           
            and plan was to transfer the cellular telephone license rights                             
            that NITCO obtained to Serv-U-Cellular, Inc. (Serv-U-Cellular), a                          
            corporation that he and one or more of his sons, individually,                             
            would own.  At that time, when competing cellular telephone                                
            license applications were filed by local wire-line telephone                               
            companies and/or their affiliates, it was a common occurrence for                          
            some license applicants to join subsequently in a partnership to                           





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