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motion, and petitioner's reply to respondent's response, as well
as the various exhibits and affidavits attached thereto.
Carolyn S. Eifert (petitioner) resided in Hobbs, New Mexico,
at the time that her petition was filed with the Court.
FINDINGS OF FACT
In the mid-1980's, petitioner owned an unincorporated
business known as "Eifert's Fashions & Shoes".
In July 1985, petitioner filed a petition in bankruptcy with
the Bankruptcy Court for the District of New Mexico (the
bankruptcy court). Petitioner filed her petition in bankruptcy
under chapter 7 of title 11 of the United States Code.
Petitioner was represented before the bankruptcy court by an
attorney (petitioner's bankruptcy attorney).
Petitioner attached to her petition in bankruptcy a schedule
setting forth all of her liabilities. Among the liabilities set
forth on such schedule was a debt owed to Moncor Bank of Hobbs,
New Mexico, in the amount of $127,960 (the Moncor Bank debt).
In September 1986, petitioner was granted a discharge from
all dischargeable debts by the bankruptcy court (the Discharge of
Debtor). Subsequently, in February 1989, after petitioner's
bankruptcy estate had been fully administered, the bankruptcy
court entered a final decree closing petitioner's bankruptcy case
(the Final Decree).
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