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Also on June 19, 1996, petitioner's counsel faxed Ms. Kish a
copy of the Discharge of Debtor that the bankruptcy court had
issued in September 1986 and a copy of the bankruptcy schedule on
which petitioner had set forth all of her liabilities. On the
fax transmittal page, petitioner's counsel directed Ms. Kish's
attention to the Moncor Bank debt.
As of July 3, 1996, Ms. Kish had not received a copy of the
anticipated FDIC letter. On that date she telephoned the office
of petitioner's counsel and stated that she was unable to retain
the file in petitioner's case any longer. Ms. Kish then
transferred the file so that it would be available to
respondent's District Counsel office in Phoenix, Arizona, for
preparation of an answer to the petition.
On July 22, 1996, respondent filed an answer (the answer).
In the answer, respondent denied all of the substantive
allegations made in the petition.
As of August 9, 1996, petitioner's counsel had not received
the FDIC letter that he had requested on June 18, 1996.
Accordingly, petitioner's counsel telephoned Pat Joiner and again
requested that the FDIC send him a letter explaining the
relationship of the Forms 1099-G to the Moncor Bank debt.
On August 12, 1996, petitioner's counsel sent a letter to
Alfonso Romero (Mr. Romero), the Appeals Officer in respondent's
Appeals Office in Albuquerque, New Mexico, to whom petitioner's
case had been assigned. Petitioner's counsel attached to his
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