Estate of W. Clyde Wright - Page 3

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               10 Largest Shareholders        Number of      Percentage of             
              of Wilber Corp                  Shares Owned   Total Shares              
               Estate of W.C. Wright          201,408        23.8                      
               David Wilber                   80,000              9.4                  
               Farone Foundation Trust        78,000              9.2                  
               Magdeline Farone Trust         36,764              4.3                  
               Anna Farone Trust              36,764              4.3                  
               Jesuits of Holy Cross          31,412              3.7                  
               Sterling Harrington            30,872              3.6                  
               Shearson Lehman Hutton         16,624              2.0                  
               Ruth Fox Trust                 12,804              1.5                  
               Brian R. Wright                12,592              1.5                  
                        Total                                    63.3                  

               As of October 20, 1990, all of the above shareholders had               
          held their shares of stock in Wilber Corp for many years.  The               
          shareholders in Wilber Corp not identified in the above schedule             
          were apparently employees who, over the years, were given a few              
          shares of stock or local investors and charitable trusts that,               
          over the years, had obtained a few shares of stock.                          
               Wilber Bank was formed in the 1870's as a community bank in             
          Oneonta, New York.  Wilber Bank has had a strong performance                 
          record, relying mainly on the local, rural economy for its                   
          business.  Wilber Bank's business consists primarily in making               
          agricultural, consumer, and real estate loans, and in providing              
          typical banking services to small businesses and individuals.                
               During the 1970's, in an unsuccessful attempt to acquire                
          control of Wilber Bank, the Bank of New York made a tender offer             
          for all of the shares of stock of Wilber Bank well above book                







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Last modified: May 25, 2011