Norwest Corporation and Subsidiaries - Page 70

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               One area that created a problem in customizing Cyborg for              
          Norwest's needs was the programming language for the reporting              
          function.  The three main programs of Cyborg were written in an             
          older COBOL language (a common mainframe programming language), but         
          the reporting program was in a language specific to Cyborg which            
          had severe limitations.  Moreover, the Cyborg language was not              
          designed for the mainframe systems used at Norwest, but rather for          
          personal computers.                                                         
               Besides customization, NTS was responsible for converting the          
          payroll systems of the banks acquired by Norwest to the Cyborg              
          system.  The Cyborg software was not developed specifically to              
          handle conversions of this nature. Consequently, NTS had to                 
          determine a means of converting the payroll data, or perform the            
          conversions manually (in the case of small banks).                          
               G.  Trust Payment                                                      
               The Trust Payment system was created in-house by Norwest in            
          1987 as a means for making disbursements from pension trust                 
          accounts to beneficiaries, maintaining trust account records, and           
          reporting tax-related information.  Norwest chose to build this             
          system itself after a determination was made that commercially              
          available trust systems were unable to meet its needs.                      
               The Trust Payment system automated many manual processes as            
          well as providing integrated check-cutting capabilities.                    







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