Norwest Corporation and Subsidiaries - Page 71

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          Initially, NTS developed the system using DB2 technology, as                
          indicated supra, a relatively new relational database24 offered and         
          heavily promoted by IBM.  Even though NTS had little experience             
          with the technology, NTS used DB2 because it possessed many of the          
          characteristics Norwest needed for its pension system.                      
               NTS experienced various problems in building the Trust Payment         
          system.  First, the system ran slowly, taking several days rather           
          than only a couple of hours to process data and produce a batch of          
          checks.  Second, occasionally, pension checks were issued in                
          negative dollars; that is, pensioners received checks in negative           
          amounts.  Third, the system crashed when too many users were                
          seeking to access the same data.  Ultimately, these problems were           
          solved by the NTS personnel assigned to this area.                          
               After the Trust Payment system was implemented, NTS conducted          
          (over a 2-year period) a thorough review of the system to determine         
          its ability to handle timely the anticipated increase in the number         
          of trust account checks that would need to be issued in the future.         
          This review focused on the use of the DB2 technology and whether            
          there was a means of making the system run faster.  (The DB2 system         
          had a reputation for being sluggish.)  NTS considered several               
          possible reasons for the slowness of the Trust Payment system but           

               24   In general, a relational database allows the user to              
          store data in one table which relates to (and can be used with)             
          other tables for reporting and updating purposes.                           





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