John F. Romann - Page 9

                                         -9-                                          
               (a) To Retire (or be Retired or in Retirement), an Employee            
                    must:                                                             
                    (1)  withdraw completely from:                                    
                         (A)  Covered Employment;                                     
                         (B)  work aboard any vessel; and                             
                         (C) in the case of a port engineer, port                     
                              electrician or hull inspector, any service in           
                              the maritime industry that involves a                   
                              Licensed Officer’s knowledge or expertise,              
                              including but not limited to, knowledge or              
                              expertise in construction, repair,                      
                              operational or maintenance activities.                  
                    (2)  complete taking of his earned vacation; and                  
                    (3) furnish the Plan Office with satisfactory                     
                         documentary proof that he has withdrawn from                 
                         membership in the Union and the ROU, and has                 
                         surrendered his seaman’s papers to the Trustees.             
               A pensioner who wants to return to maritime employment                 
          without penalty must ask the Trustees, in writing, for permission           
          to do so.  Sec. 2A.12 of article II-A.  Penalties could include             
          the following: (1) Suspension of the pension for the month in               
          which the employment occurs, and for up to the next 6 months, (2)           
          return of any lump sum distribution previously paid, and (3)                
          forfeiture of eligibility for benefits under MEBA Membership.               
          Sec. 2A.14 of article II-A.                                                 
               Petitioner                                                             
               Petitioner is retired and is receiving a pension under the             
          MEBA Plan.  His regular monthly pension became effective January            
          1, 1991; the amount for 1991 was $71.16, for 1992 was $74.43, for           
          1993 was $76.63, and for 1994 was $78.81.  These amounts are in             
          addition to the SPB, supra table 1.  Petitioner received a check            




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