David J. Lychuk and Mary K. Lychuk, et al. - Page 88

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          were not directly related to ACC’s credit analysis activities.              
          It is for that reason alone that I dissent.                                 
               WHALEN, HALPERN, BEGHE, FOLEY, GALE, and MARVEL, JJ., agree            
          with this concurring in part and dissenting in part opinion.                

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