Bank One Corporation - Page 54

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          under Rule 155 that reflects (or reflect) FNBC’s swaps income in            
          a manner consistent with this Opinion.                                      
                                  FINDINGS OF FACT                                    
          I.  Background                                                              
               A.  Stipulations of Fact                                               
               Many facts were stipulated.  We incorporate herein by this             
          reference the parties’ stipulations of fact and the exhibits                
          submitted therewith.  We find the stipulated facts accordingly.             
               B.  Briefs on CD-ROM With Appropriate Hyperlinks                       
               The trial of these cases began on October 30, 2000, and                
          (with recesses) concluded on November 28, 2001.  The record,                
          which includes a trial transcript of approximately 3,500 pages              
          memorializing the testimony of 21 fact witnesses and 7 expert               
          witnesses, consists of 43 “red” files and more than 10,000 pages            
          of exhibits.  For briefing purposes, the Court ordered the                  
          parties to file written briefs conforming to Rule 151 with copies           
          on CD-ROM that included Hyperlinks to the relevant part or parts            
          of the exhibits, testimony, pleadings, or stipulations relied               
          upon for each proposed finding of fact.  The written briefs,                
          inclusive of their proposed findings of fact and objections to              
          the other party’s proposed findings of fact, totaled more than              
          3,300 pages.  The copies of the briefs on CD-ROM were very                  
          helpful to the Court.                                                       








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