Estate of Eugene E. Stone, III, Deceased, C. Rivers Stone, E.E. Stone, IV, Mary Stone Fraser & Rosalie Stone Morris, Co-Personal Representatives - Page 74

                                       - 59 -                                         
               death; however, I direct that my Personal Representa-                  
               tive may cause any debt to be carried, renewed and                     
               refinanced from time to time upon such terms and with                  
               such securities for its repayment as my Personal Repre-                
               sentative may deem advisable taking into consideration                 
               the best interest of the beneficiaries hereunder.                      
                                       ITEM II                                        
                    I direct that all estate, inheritance, succession,                
               death or similar taxes (except generation-skipping                     
               transfer taxes) assessed with respect to my estate                     
               herein disposed of, or any part thereof, or on any                     
               bequest or devise contained in this my Last Will and                   
               Testament (which term wherever used herein shall in-                   
               clude any codicil hereto), or on any insurance upon my                 
               life or on any property held jointly by me with another                
               or on any transfer made by me during my lifetime or on                 
               any other property or interest in property included in                 
               my estate shall be paid out of my residuary estate and                 
               shall not be charged against the marital deduction.  In                
               the event there are insufficient assets in my residuary                
               estate which are not selected for the marital deduction                
               to my estate taxes, then my Personal Representative may                
               charge any such remaining tax payments against the                     
               marital deduction.  Notwithstanding the foregoing, if                  
               any such tax (including any interest or penalties                      
               thereon) is imposed on property includible in my gross                 
               estate by reason of Section 2044 of the Internal Reve-                 
               nue Code, as amended, or corresponding provision of                    
               state law, I direct my Personal Representative to                      
               recover such tax as provided in Section 2207A of the                   
               Internal Revenue Code, as amended, or corresponding                    
               provision of state law.                                                
                                       ITEM III                                       
                  *       *       *       *       *       *       *                   
                    * * * I give and devise all of my tangible per-                   
               sonal effects and household effects of every kind * * *                
               to my children * * *, in equal shares * * *.                           
                  *       *       *       *       *       *       *                   
                                       ITEM IV                                        
                    If my husband * * * survives me, I give, devise                   





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