Neal Swanson - Page 25

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          hearing and because respondent has not objected to the arguments,           
          we shall address the additional arguments.                                  
                    1.   Whether Respondent Is Enjoined by the Order of               
                         Discharge From Collecting the Unpaid Liabilities             
               Petitioner argues that respondent is enjoined by the                   
          discharge order from collecting the unpaid liabilities.  However,           
          the discharge order specifically states that only creditors whose           
          debts are discharged by the order or declared null and void under           
          paragraph 2 of the order are enjoined from collecting debts.                
               Paragraphs 2 and 3 of the discharge order stated:                      
                    2.   Any judgment heretofore or hereafter obtained                
                    in any court other than this court is null and                    
                    void as a determination of the personal liability                 
                    of the debtor with respect to any of the following:               
                         (a) debts dischargeable under 11 U.S.C. sec.                 
                         523;                                                         
                         (b) unless heretofore or hereafter                           
                         determined by order of this court to be                      
                         nondischargeable, debts alleged to be excepted               
                         from discharge under clauses (2), (4), (6)                   
                         and (15) of 11 U.S.C. sec. 523(a);                           
                         (c) debts determined by this court to be                     
                         discharged.                                                  
                    3.   All creditors whose debts are discharged by                  
                    this order and all creditors whose judgments are                  
                    declared null and void by paragraph 2 above are                   
                    enjoined from instituting or continuing any action                
                    or employing any process or engaging in any act to                
                    collect such debts as personal liabilities of the                 
                    above-named debtor.                                               
          As previously explained, the unpaid liabilities were not                    
          dischargeable under 11 U.S.C. sec. 523(a)(1)(B) because required            






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