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Alternate Plan: The Schedule Amount is 60 percent
of monthly pay subject to a Maximum
Schedule of $6,000 per month.
Insurance Provided
If you [a covered person] become disabled while insured
under the long term disability insurance, we will pay
benefits if you satisfy the qualifying period. We will
continue to pay benefits during your disability, but not
beyond the Maximum Benefit Period. Any benefits are subject
to the provisions of the policy.
Maximum Benefit Period
We will not pay benefits under the Core Plan beyond the
maximums stated below, based on your age on the day the
period of disability started.
AGE MAXIMUM BENEFIT PERIOD
Before 65 36 months of disability, following the
end of the qualifying period
65 but before 68 24 months of disability, following the
end of the qualifying period
68 but before 70 18 months of disability, following the
end of the qualifying period
70 but before 72 15 months of disability, following the
end of the qualifying period
72 or more 12 months of disability, following the
end of the qualifying period
We will not pay benefits under the Alternate Plan beyond the
maximums stated below, based on your age on the day the
period of disability started.
AGE MAXIMUM BENEFIT PERIOD
Before 65 the day before Social Security Normal
Retirement Date or 36 months of
disability, following the end of the
qualifying period, whichever is longer
65 but before 68 24 months of disability, following the
end of the qualifying period
68 but before 70 18 months of disability, following the
end of the qualifying period
70 but before 72 15 months of disability, following the
end of the qualifying period
72 or more 12 months of disability, following the
end of the qualifying period
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Last modified: May 25, 2011