Estate of Timothy J. Tehan, Deceased, Timothy R. Tehan, Executor - Page 9

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               devise and bequeath, absolutely and in fee simple, unto                
               my children, TIMOTHY R. TEHAN, ANN M. SANNER, PATRICK                  
               G. TEHAN, EILEEN T. TEHAN, DANIEL J. TEHAN, ERIN M.                    
               BOCCIA, MAUREEN R. TEHAN and WILLIAM T. TEHAN, in equal                
               shares, per stirpes.                                                   
                                       ITEM IV                                        
                    My Personal Representative shall have the powers                  
               and duties accorded to Personal Representatives under                  
               the Estates and Trusts Article of the Annotated Code of                
               Maryland, Section 7-401, and any amendments thereto.                   
               In addition, and not by way of limitation of any such                  
               powers, my Personal Representative is authorized and                   
               empowered at any time, and from time to time, in his                   
               absolute discretion:  (1) to hold and retain all or any                
               portion of property received from my estate or from any                
               other source, without regard to any law or will of                     
               court concerning diversification, risk or non-produc-                  
               tivity; (2) to invest and reinvest (or leave tempo-                    
               rarily uninvested) any funds or any other property, of                 
               any kind or nature, without regard to any law or rule                  
               of court prescribing investment obligation of fiducia-                 
               ries; (3) to sell, exchange, partition or otherwise to                 
               deal with property, real or personal, at public or                     
               private sale, for such purposes and upon such terms as                 
               my Personal Representative may deem appropriate; (4) to                
               borrow money and to secure payment of any amount so                    
               borrowed by mortgage of any real or personal property;                 
               (5) to divide and distribute any property hereunder, in                
               kind or in money, or in part kind and part money.                      
                                       ITEM V                                         
                    I do hereby nominate, constitute and appoint my                   
               son, TIMOTHY R. TEHAN, Personal Representative of this,                
               my Last Will and Testament.  If my said son shall fail                 
               to qualify or cease to act, I appoint my son, PATRICK                  
               G. TEHAN, as Personal Representative in his place and                  
               stead.                                                                 
                    I direct that my Personal Representative not be                   
               required to file a bond or enter other security in any                 
               jurisdiction for the faithful performance of his du-                   
               ties.                                                                  
               On May 17, 1999, decedent died while a resident and domicil-           






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