Stephen Daryl Royal - Page 3

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               are asking your agency to send us your final separation                
               records so we can establish your final annuity rate.                   
               We cannot start your annuity payments until we receive                 
               confirmation that you have applied for Social Security                 
               disability benefits.  If you have not already done so,                 
               you must now apply for them.  Please send us a copy of                 
               the receipt (or notice of allowance or disallowance)                   
               which you receive from the Social Security Administra-                 
               tion after you file the application.                                   
               If the Social Security Administration awards you                       
               monthly benefits, you must also notify OPM of the                      
               amount of the monthly Social Security benefit and                      
               effective date of payment immediately upon becoming                    
               eligible * * *.                                                        
               During petitioner’s employment with the Postal Service, he             
          made contributions to a retirement account (petitioner’s TSP                
          retirement account) that he maintained with the Federal Thrift              
          Savings Plan.3  At a time or times not disclosed by the record,             
          petitioner borrowed money from petitioner’s TSP retirement                  
          account.  When petitioner retired from the Postal Service in                
          2002, he had the following two loans from that account outstand-            
          ing (collectively, petitioner’s loans):  Loan number 0130267-E in           
          the amount of $10,477.89 (petitioner’s $10,477.89 loan) and loan            
          number 9800963-R in the amount of $15,462.60 (petitioner’s                  
          $15,462.60 loan).4                                                          


               3The record does not disclose the terms of the Federal                 
          Thrift Savings Plan in which petitioner participated while he was           
          an employee of the Postal Service.                                          
               4The record does not disclose the respective terms of peti-            
          tioner’s loans.                                                             






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Last modified: May 25, 2011