Debra Anne Banderas - Page 6
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husband passed away, the proceeds of his life insurance
policy also went to the bankruptcy court.
So I found myself, at almost 50 years of age, not
only without my beloved husband, but also with the
urgent need to prepare financially for my future.
In an attempt to pay off our debts, to support
myself since he passed away, and to try to prepare for
my future/retirement, I have been working 2-3 jobs at a
time, 70-100+ hours/week, something that I cannot
continue much longer.
Finding myself now responsible for an additional
bill of over $100,000 to the IRS, I am overwhelmed even
by the idea of how to pay it off. Because almost all
the taxes were based on my husband’s income, etc., and
the ensuing financial problems were a result of his
petition of bankruptcy and the court’s actions, I
respectfully request that I be relieved of the
responsibility of these debts as they present an
unfathomable hardship to me.
Petitioner also submitted to the IRS a Form 12510,
Questionnaire for Requesting Spouse, dated July 22, 2003. In
response to a question asking her to explain when and how she
thought reported balances due would be paid, petitioner wrote:
“By proceeds from my husband’s pension plan - never dreaming that
the court would take it away”. A further question asking what
efforts were made to pay reported taxes after relevant returns
were filed elicited the following answer:
Everything (pension plan) was frozen by the court - we
were waiting for the discharge to have the funds freed
up - in 99 we found that was never going to happen -
accountant said with such a loss we would not owe
anything “ever again”. Then my husband passed away;
with $400,000 left in bankruptcy court they are telling
me there will be none left for me or our kids.
Petitioner also on the Form 12510 completed a statement of her
average income and expenses. She listed wage income of
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Last modified: November 10, 2007