Ralph E. Frahm & Erika C. Frahm - Page 17




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               Premium (from Section 2)                [22]576.00                     
               Spouse’s Long Term Care Insurance                                      
          Premium (from Section 2)                        [23]524.00                  
                    *       *       *       *       *       *       *                 
               Medical expenses from Jan to Dec 2002                                  
          (from Sections 3 & 4)                          [24]2606.00                  
                    *       *       *       *       *       *       *                 
               Section 2.  Insurance Benefits                                         
                    *       *       *       *       *       *       *                 
          Major Medical/Health Insurance                                              
            Insured      Insurance     Period of  Annual Amount  Last Date            
                          Company      Coverage       Paid         Paid               
                         Wellmark    total                                            
                          BC & BS    months  12      9529.20     12/05/02             
                          Conseco    total                                            
                         Health Ins  months  12      548.00      04/08/02             
                        Co. (Cancer)                                                  





               22The amount shown is the amount, rounded to the nearest               
          dollar, of the premiums (i.e., $575.96) shown under the heading             
          “Long Term Care Insurance” for the “Employee” in “Section 2.                
          Insurance Benefits” quoted below.                                           
               23The amount shown is the amount, rounded to the nearest               
          dollar, of the premiums (i.e., $523.60) shown under the heading             
          “Long Term Care Insurance” for the “Spouse” in “Section 2.                  
          Insurance Benefits” quoted below.                                           
               24The parties stipulated that the amount of “Medical ex-               
          penses from Jan to Dec 2002" shown under “BENEFIT TOTALS” in Ms.            
          Frahm’s 2002 employee benefit expense form, which consisted                 
          solely of noninsurance medical expenses, should have been shown             
          in that form as $2,784.  We have not attempted to determine                 
          whether that stipulated amount is the correct total of all of the           
          noninsurance medical expenses listed in “Section 3 Medical                  
          Expenses” and “Section 4 Medical Expenses” of Ms. Frahm’s 2002              
          employee benefit expense form.  That is because those expenses              
          are not at issue in this case.  See supra note 20.                          





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