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As a result of that blister and her diabetes, Ms. Mirowski
developed a foot ulcer. In January 2001, after Ms. Mirowski
returned to the United States from France, she began medical
treatment for her foot ulcer. Although such an ulcer requires
care and treatment, with proper treatment, a patient with a foot
ulcer resulting from diabetes is expected to recover from such a
condition.
On March 3, 2001, Ms. Mirowski signed an agreement for
occupancy/residency rights in an apartment at a retirement
community known as North Oaks (North Oaks retirement community),
which is located near where Ms. Mirowski and her friends resided
in Baltimore County, Maryland.
Ten days later, on March 13, 2001, when she was 73 years
old, Ms. Mirowski underwent a surgical procedure at Johns Hopkins
Hospital to treat her foot ulcer.
On July 22, 2001, Ms. Mirowski signed an agreement for
occupancy/residency rights in an apartment at a retirement
community known as Waverly Heights, Ltd. (Waverly Heights contin-
uing care retirement community), which is located in Gladwne,
Pennsylvania, near where Ariella Rosengard and Doris Frydman were
living when Ms. Mirowski signed that agreement. On August 15,
2001, Waverly Heights accepted that agreement. Ms. Mirowski
committed well over $500,000 for the occupancy/residency rights
at the North Oaks retirement community and the Waverly Heights
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