Solutions Plus, Inc. - Page 6




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         and would provide all necessary DMP services, including                      
         origination, customer servicing, document processing, research,              
         payment distribution, account reconciliation, and marketing                  
         materials.  Mr. Dennis stated that petitioner’s “goal is to build            
         relationships with participating Creditors of the DMP by ensuring            
         Customer payments are made in a timely fashion and also reaching             
         out to the Creditors for continuous feedback as to how [it] can              
         maintain operational efficiency.”                                            
              Mr. Dennis explained that petitioner’s DMP services would be            
         available to anyone who inquired, as long as they qualified for              
         the DMP, and that petitioner planned to track on a monthly basis             
         how many customers are originated on DMPs.  Once petitioner has              
         launched its DMP platform, it will use “traditional advertising              
         that has led to maximum lead generation for the Credit Counseling            
         Industry” and use advertising to “enable further brand                       
         recognition”.  Petitioner could purchase leads for customers as              
         might be necessary to meet its revenue goals.  Additionally,                 
         petitioner’s “goal is to network with organizations that offer               
         Homebuyer Certification Programs” as a “great platform to offer              
         DMP services.”                                                               
              Further, petitioner contemplated having a call center to                
         primarily handle inquiries for DMPs.  Petitioner’s goal is to                
         have each of its employees answer one new DMP inquiry per hour               








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Last modified: March 27, 2008