Texas Insurance Code Title 10, Chapter 2004 - Residential Property Insurance In Underserved Areas

• Texas Section 2004.001 - Definition
  In this chapter, "residential property insurance" means insurance against loss to real or tangible personal property at a fixed location that is provided through a...
• Texas Section 2004.002 - Designation Of Underserved Areas
  (a) The commissioner by rule may designate an area as an underserved area for residential property insurance. (b) In determining which areas to designate as...
• Texas Section 2004.003 - Authorization For Issuance Of Insurance
  An insurer authorized to write property or casualty insurance in this state, including a Lloyd's plan and a reciprocal or interinsurance exchange, that writes residential...
• Texas Section 2004.004 - Exclusion Of Certain Coverage
  Insurance provided under this chapter may not include windstorm and hail insurance coverage for a risk eligible for that coverage under Chapter 2210. Added by...
• Texas Section 2004.005 - Availability Of Coverage
  In a designated underserved area, each insurer described by Section 2004.003 shall provide to the insurer's agents, and the agents shall offer to all insureds,...
• Texas Section 2004.006 - Policy Forms
  (a) The commissioner shall adopt policy forms for residential property insurance that are specifically for use in designated underserved areas. The policy forms must include...
• Texas Section 2004.007 - Inapplicability Of Certain Laws To Premiums
  The premium for an insurance policy written under this chapter is not: (1) subject to tax under Chapter 221; and (2) considered net direct premiums...
• Texas Section 2004.008 - Rates
  Rates for coverage provided under this chapter are determined according to the provisions of this code applicable to the insurer providing the coverage. Added by...

Last modified: September 28, 2016