Texas Insurance Code Title 13, Chapter 4051 - Property And Casualty Agents

SUBCHAPTER A GENERAL PROVISIONS

• Texas Section 4051.001 - Applicability Of Chapter
  (a) This subchapter and Subchapters B-E, G, and I apply to each agent of an insurer authorized to engage in the business of property and...

SUBCHAPTER B GENERAL PROPERTY AND CASUALTY LICENSE

• Texas Section 4051.002 - Requirements Applicable To Certain Agent Contracts
  An agent's contract entered into on or after August 27, 1973, by an insurer engaged in the business of property and casualty insurance in this...
• Texas Section 4051.051 - License Required
  (a) A person is required to hold a general property and casualty license if the person acts as: (1) an agent who writes property and...
• Texas Section 4051.052 - Authority To Write Additional Lines
  A person who holds a general property and casualty license may, in addition, write the kinds of insurance contracts described by: (1) Section 4051.101 and...
• Texas Section 4051.053 - Authority To Write Certain Accident And Health Insurance
  A person who holds a general property and casualty license may, without holding a license under Chapter 4054, write health and accident insurance for a...

SUBCHAPTER C LIMITED PROPERTY AND CASUALTY LICENSE

• Texas Section 4051.054 - Deceased, Disabled, Or Insolvent Agents; Emergency License
  (a) If a property and casualty agent dies, becomes disabled, or is found to be insolvent and unable to pay for premiums as they become...
• Texas Section 4051.101 - License Required
  (a) Except as provided by Section 4051.052, a person is required to hold a limited property and casualty license if the person acts as an...

SUBCHAPTER D INSURANCE SERVICE REPRESENTATIVE LICENSE

• Texas Section 4051.102 - Designation Of Kinds Of Insurance
  A person who holds a limited property and casualty license may write only the kind of insurance designated on the license. Added by Acts 2003,...
• Texas Section 4051.151 - License Required
  A person is required to hold an insurance service representative license if the person is a salaried employee who performs assigned duties only in an...

SUBCHAPTER E COUNTY MUTUAL AGENT LICENSE

• Texas Section 4051.152 - Applicability Of Certain Requirements
  The provisions of this title that apply to the holder of a general property and casualty license apply to the holder of a license issued...
• Texas Section 4051.201 - License Issuance
  The department shall issue a license to an individual applicant to act as an agent for a county mutual insurance company under Chapter 912 on...
• Texas Section 4051.202 - Course
  (a) To be eligible to receive a license under this subchapter, an applicant must complete a course of study and instruction offered by the applicable...
• Texas Section 4051.203 - Examination
  (a) The commissioner shall prescribe a uniform examination for applicants that fairly tests knowledge of the information contained in the course provided under Section 4051.202....
• Texas Section 4051.204 - Investigation By Department
  The department may investigate as necessary the manner of instruction and the examination administered by a company under this subchapter. Added by Acts 2003, 78th...
• Texas Section 4051.205 - Withdrawal Of Company's Authority
  The department may withdraw from a county mutual insurance company the authority under this subchapter to offer instruction and administer an examination. Added by Acts...

SUBCHAPTER F AGRICULTURAL INSURANCE AGENT

• Texas Section 4051.206 - Applicability Of Limited License Laws
  Except as specifically provided by this subchapter, the provisions of this title that apply to the holder of a limited license apply to the holder...
• Texas Section 4051.251 - Appointment Of Agent
  (a) An insurer that holds a valid certificate of authority to engage in the business of insurance in this state and whose authority in this...
• Texas Section 4051.252 - Requirements For Appointment; Procedure
  (a) To appoint an agent under this subchapter, an insurer must submit a completed appointment form to the department and pay a nonrefundable fee in...
• Texas Section 4051.253 - Acceptance Of Certain Continuing Education
  The department may accept continuing education hours completed under the guidelines of the Federal Crop Insurance Corporation as satisfying the continuing education requirements imposed under...

SUBCHAPTER G REGISTRATION OF HOME OFFICE EMPLOYEES

• Texas Section 4051.254 - Rules
  The commissioner may adopt rules necessary to implement this subchapter and to meet the minimum requirements of federal law, including regulations. Added by Acts 2003,...
• Texas Section 4051.301 - Registration And Disclosure Required; Fee
  (a) A person is required to be registered with the department if the person acts as a full-time home office salaried employee who solicits or...
• Texas Section 4051.302 - Continuing Education Requirements
  (a) An insurer authorized to engage in the business of insurance in this state whose general plan of operation includes the use of employees described...

SUBCHAPTER H TERMINATION OR SUSPENSION OF AGENT CONTRACTS BY PROPERTY AND CASUALTY INSURERS

• Texas Section 4051.303 - Suspension Of Registered Employee; Disciplinary Action Against Insurer
  The registration of an employee under this subchapter shall be suspended and the insurer who employs the registered employee may be disciplined for any act...
• Texas Section 4051.351 - Applicability Of Subchapter
  (a) Except as provided by Subsection (b), this subchapter applies to each contract between an agent and an insurer engaged in the business of property...
• Texas Section 4051.352 - Suspension Of Agent's Contract; Other Definitions
  (a) For purposes of this subchapter, "suspension," with regard to an agent's contract, means the temporary cessation of business relations between an insurer and an...
• Texas Section 4051.353 - Notice Required Before Termination Or Suspension Of Contract
  (a) An insurer may not terminate or suspend a contract with an appointed agent that has been in effect for at least two years unless...
• Texas Section 4051.354 - Automatic Termination Of Contract On Withdrawal From State Or Reduction Of Business
  (a) An insurer that withdraws from this state or reduces the insurer's total annual premium volume by at least 75 percent in any year is...
• Texas Section 4051.355 - Renewal Of Insurance Contracts After Notice Of Termination Or Suspension
  (a) Except as provided by Subsection (b), an insurer that terminates or suspends an agent's contract with an appointed agent shall renew all contracts for...
• Texas Section 4051.356 - Insurer Refusal To Renew Agent's Business Prohibited
  During the term of the agent's contract, the insurer may not refuse to renew business from the agent that complies with the underwriting standards in...
• Texas Section 4051.357 - Insurer Approval For New Business Or Increase In Liability
  An agent who receives notice of termination or suspension of the agent's contract from an insurer may not write, without the written approval of the...
• Texas Section 4051.358 - Provision Of Underwriting Standards To Agent Whose Contract Is Terminated Or Suspended
  (a) On providing notice to an agent of termination or suspension of the agent's contract under this subchapter, the insurer shall provide to the agent...
• Texas Section 4051.359 - Payment Of Money Due Insurer
  An insurer shall allow an agent whose contract has been terminated or suspended under this subchapter to pay to the insurer all money due under...
• Texas Section 4051.360 - Revision Of Termination Provisions Of Agent's Contract
  (a) This subchapter does not prohibit an amendment of or addendum to an agent's contract providing that the contract may be terminated before the time...
• Texas Section 4051.361 - Administrative Penalty
  If the department determines that an insurer has violated this subchapter, the insurer is subject to an administrative penalty as provided by Chapter 84 of...

SUBCHAPTER I PERSONAL LINES PROPERTY AND CASUALTY AGENT

• Texas Section 4051.362 - Action For Damages
  An agent who has sustained actual damages as a result of an insurer's violation of this subchapter may bring an action against the insurer regardless...
• Texas Section 4051.401 - Personal Lines Property And Casualty License; License Required
  A person is required to hold a personal lines property and casualty license if the person acts as: (1) an agent who writes property and...
• Texas Section 4051.402 - Authority To Write Additional Lines
  (a) A person who holds a personal lines property and casualty license may write the kind of insurance contracts described by: (1) this subchapter; (2)...
• Texas Section 4051.403 - Personal Lines Included In General Property And Casualty License
  Notwithstanding Section 4051.401, a person who holds a general property and casualty license under Subchapter B may write the kinds of insurance described by this...
• Texas Section 4051.404 - Fees
  Section 4001.006 applies to all fees collected under this subchapter. Added by Acts 2007, 80th Leg., R.S., Ch. 548 (S.B. 1263), Sec. 1.01, eff. September...

Last modified: September 28, 2016