Alaska Statutes Title 21, Chapter 21.53 - Long-Term Care Insurance

• Sec. 21.53.010 Prohibited Sale or Advertising.
  An insurer, hospital or medical service corporation, or fraternal benefit society may not advertise, market, sell, deliver, or offer for delivery a long-term care...
• Sec. 21.53.020 Disclosure and Performance Standards.
  An insurer, hospital or medical service corporation, or fraternal benefit society that delivers or issues for delivery a long-term care insurance policy may not(1)...
• Sec. 21.53.030 Preexisting Conditions.
  (a) An insurer, hospital or medical service corporation, or fraternal benefit society may not include, in a long-term care insurance policy or certificate, a...
• Sec. 21.53.040 Prior Hospital or Institutional Care Conditions Prohibited.
  (a) A long-term care insurance policy may not be delivered or issued for delivery in this state if the policy conditions eligibility(1) on a...
• Sec. 21.53.050 Right of Return; Outline of Coverage; Delivery.
  (a) A long-term care insurance applicant may return a policy within 30 days after delivery and have the premium refunded if, after examination of...
• Sec. 21.53.060 Long-Term Care Benefits Under Life Insurance Policies; Denial of Claims.
  (a) In addition to the requirements of AS 21.45, at the time of policy delivery, a policy summary shall be included with an individual...
• Sec. 21.53.062 Incontestability Period.
  (a) If a long-term care insurance policy has been in force for less than six months, an insurer may rescind the policy or deny...
• Sec. 21.53.064 Nonforfeiture Benefits.
  (a) Except as provided in (b) of this section, a long-term care insurance policy may not be delivered or issued for delivery in this...
• Sec. 21.53.066 Producer Training Requirements.
  (a) A person may not sell, solicit, or negotiate long-term care insurance unless the person is licensed as an insurance producer for health or...
• Sec. 21.53.068 Limitations Related to Producers and Third-Party Administrators.
  An insurer that authorizes issuance of a long-term care insurance policy by a producer or a third-party administrator under the underwriting authority of the...
• Sec. 21.53.070 Group Long-Term Care Insurance.
  Group long-term care insurance coverage may not be offered to a resident of this state under a group policy issued in another state, unless...
• Sec. 21.53.080 Organizational Requirements of Associations.
  An insurer, hospital or medical service corporation, or a fraternal benefit society may not issue group long-term care insurance to an association or a...
• Sec. 21.53.090 Required Regulations.
  The director shall adopt regulations regarding(1) the sale of long-term care insurance that provide minimum standards for(A) terms of renewability;(B) initial and subsequent conditions...
• Sec. 21.53.200 Definitions.
  In this chapter,(1) "applicant" means in the case of an individual long-term care insurance policy, the person who seeks to contract for benefits, and...

Last modified: November 15, 2016