Appeal No. 95-0456
Application No. 07/933,960
1. A system for processing selected transactions,
comprising in combination:
a master accounting station including recording means for
recording and updating information with respect to specific
accounts;
a plurality of account processing stations;
a plurality of magnetic stripe cards, wherein one or more
cards represents an account;
a plurality of magnetic stripe readers capable of reading
information encoded on the plurality of magnetic stripe cards,
with at least one of the magnetic stripe readers operatively
connected to each of the plurality of account processing
stations;
a plurality of magnetic stripe encoders capable of
encoding information onto the plurality of magnetic stripe
cards, with at least one of the magnetic stripe encoders
operatively connected to each of the plurality of account
processing stations;
wherein each of the plurality of account processing
stations receives information from its respective at least one
reader and sends processed information to its respective at
least one encoder; and
an automatic communication system operable for the
automatic transmission of information from the plurality of
account processing stations to the master accounting station,
wherein an account processing station transmits information
read from a magnetic stripe card to the master accounting
station if that information meets a first predetermined
condition regarding transactions since transaction information
was last transferred to the master accounting station, and
wherein any transaction is processed entirely off-line from
the master accounting station if that information does not
meet the first predetermined condition, and the result of the
transaction is encoded onto the magnetic stripe card by the
associated at least one magnetic stripe encoder.
The examiner relies on the following references:
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