Appeal No. 95-0456
Application No. 07/933,960
information on the magnetic stripe card “meets a first
predetermined condition” regarding “transactions since
transaction information was last transferred to the master
accounting station” and wherein the transaction is processed
off-line from the master accounting station if that
information does not meet the first predetermined condition,
the result of the transaction being encoded onto the magnetic
stripe card.
Clearly, though Braun does disclose a card reader, Braun
does not disclose an encoder for encoding information onto a
plurality of magnetic stripe cards. Takesako does disclose
both reading to a card and encoding information on a card but
there is nothing suggested therein regarding the claimed
operation of the automatic communication for transmitting
information. The examiner points to “lines 55 of col. 4 and
continuing in col. 5” [principal answer, page 2] of Takesako
and contends that the predetermined condition “could be merely
the read card information being collated and cooperating with
a ‘transfer request’ as opposed to ‘passbook’.” Collating and
reading card information, in our view, falls far short of a
“predetermined condition,” as claimed. However, even if we
were to consider that a debit card system, similar to that
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Last modified: November 3, 2007