Appeal No. 95-3919 Application No. 07/907,934 determination includes checking on the status of a customer account associated with the customer terminal, and may include determining the eligibility of the customer to retrieve data from such file notwithstanding the outcome of the credit check of the customer. When authorization is granted, terminal 10 provides to the customer at terminal 11 both an encrypted file key 13 and an authorization credit data signal 14. The encrypted file key 13 is used to unlock the data file, and the credit data signal indicates an amount of credit to be extended to the customer terminal 11 for retrieval of data from the file identified in the file use request signal 12 (column 2, lines 16 through 37). A usage report 60 indicating the usage history recorded in the use history storage unit 23 is generated by the terminal 11 for communication to the terminal 10 in response to either operation of the keyboard 33 or an interrogation signal 61 received from the terminal 10 (column 4, line 65 through column 5, line 2). An authenticated usage report 62 is coupled with the unit ID number 39 in terminal 11 for communication to the terminal 10 as an authenticated usage report and unit ID signal 63 (column 5, lines 7 through 16). An authenticated credit and debit 6Page: Previous 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 NextLast modified: November 3, 2007