Ex parte CHOW et al. - Page 9




          Appeal No. 1998-3332                                       Page 9           
          Application No. 08/643,961                                                  


          the magnetic stripe, which stores the code, is separate from                
          the stripe (13).                                                            


               Furthermore, the examiner fails to identify a sufficient               
          suggestion to combine the AAPA with Nathans.  As                            
          aforementioned, Nathans’ stripe is already scrambled, which                 
          makes it secure.  It is unclear that the scrambled stripe                   
          would benefit from subsequent encryption.  In addition,                     
          Nathans explains that its descramble code need not be                       
          encrypted.  Specifically, “recording the descramble code upon               
          the card, even without encrypting it, does not substantially                
          compromize [sic] security ....”  Col. 3, ll. 12-14.  Relying                
          on Lee and Silverman merely to “show the storage of personal                
          information which is readable by a person in addition to being              
          stored in a machine readable form[,]” (Examiner’s Answer at                 
          5), and on Bonicalzi and Petajan merely to show the use of                  
          grey scale, (id.), the examiner fails to allege, let alone                  
          show, that the addition of the reference cures the deficiency               
          of Nathans and AAPA.                                                        










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