Ex Parte SCHURKO et al - Page 1




               The opinion in support of the decision being entered today was not     
               written for publication and is not binding precedent of the Board.     
          Paper No. 15                                                                
                       UNITED STATES PATENT AND TRADEMARK OFFICE                      
                                     ____________                                     
                          BEFORE THE BOARD OF PATENT APPEALS                          
                                   AND INTERFERENCES                                  
                                     ____________                                     
               Ex parte PATRICIA SCHURKO, PAUL MASARIK, AND DONNA HUDDLE              
                                     ____________                                     
                                 Appeal No. 2001-1017                                 
                              Application No. 08/988,151                              
                                     ____________                                     
                                       ON BRIEF                                       
                                     ____________                                     
          Before KRASS, GROSS, and BLANKENSHIP, Administrative Patent Judges.         
          GROSS, Administrative Patent Judge.                                         



                                  DECISION ON APPEAL                                  
               This is a decision on appeal from the examiner's final                 
          rejection of claims 1 through 39, which are all of the claims               
          pending in this application.                                                
               Appellants' invention relates to a method of operating a               
          banking system over a network including determining whether a               
          customer's request received at a host computer is capable of                
          being fulfilled by a customer service representative or by an               
          automated system and routing the request accordingly.  Claim 1 is           
          illustrative of the claimed invention, and it reads as follows:             







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