Ex Parte DOVE et al - Page 2





          Appeal No. 2001-2696                                                        
          Application No. 08/950,230                                                  


          transaction needs in a particular environment such as the need              
          for cash in a financial environment.  The behavior of the agents,           
          which interact with each other and with their environment, is               
          compared with actual human behavior and the best matched agents             
          are selected.  A computer simulation is repeated until the                  
          required level of comparison with real human behavior is reached.           
               Claim 1 is illustrative of the invention and reads as                  
          follows:                                                                    
                    1.  A method of generating a model of customer behavior           
               in a transaction environment comprising the steps of:                  
                    (a) selecting a software development tool                         
               incorporating at least one artificial life algorithm and               
               capable of constructing a plurality of agents each having at           
               least one drive;                                                       
                    (b) defining at least one drive for each agent                    
               which is matched to a transaction-related need; and                    
                    (c) genetically encoding the defined drives.                      
               The Examiner relies on the following prior art:                        
          Dave Cliff (Cliff), Where Creatures Came From: A review of                  
          research literature relevant to CyberLifeTM technology, prepared            
          for NCR Financial Systems Ltd, pp. 1-46 (Univ. of Sussex,                   
          Brighton, United Kingdom, April 1997).                                      






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