Ex Parte DOVE et al - Page 6





          Appeal No. 2001-2696                                                        
          Application No. 08/950,230                                                  


          competition of agents does not, in our view, have any relevant              
          correspondence to the claimed interaction of selected agents with           
          different transaction environments.                                         
               We also find that the Examiner has not adequately shown how            
          the cited page 7 excerpt from Cliff corresponds to the claimed              
          monitoring of agent-models as they interact with a financial                
          institution environment and the subsequent selection of agent-              
          models based on the actual interaction as set forth in appealed             
          independent claims 7 and 9.  It is our opinion that, even                   
          assuming, arguendo, that page 7 of Cliff describes the                      
          interaction of an agent-model with a financial institution, we              
          find no disclosure of any selection of agent-models based on the            
          interaction.  While the Examiner suggests (Answer, page 9) that             
          the operation discussed at page 7 of Cliff is the “ . . . result            
          of genetic algorithm process of mutation and selection . . . , ”            
          we find that any indication that the genetic algorithm                      
          generalities discussed in other parts of the Cliff disclosure               
          actually apply to the particular example discussed at page 7 of             
          Cliff is a result of unwarranted and unsupported speculation on             
          the part of the Examiner.                                                   



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