Ex Parte ZENNER et al - Page 3



          Appeal No. 2003-0133                                                        
          Application 08/940,702                                                      

          application program which communicates over the Internet to a               
          billing service and wherein said billing information indicates at           
          least one bill which a biller requires payment on, said at least            
          one bill comprising a plurality of detailed billing records;                
               accessing retained criteria entered by a user, wherein said            
          retained criteria includes at least one of sorting, highlighting,           
          filtering and aliasing criteria for personalizing the display of            
          the detailed billing records contained within said at least one             
          bill;                                                                       
               formatting the display of field information within said                
          detailed billing records automatically;                                     
               acting upon said retained criteria;                                    
               displaying said detailed billing records and said formatted            
          field information in accordance with the acted upon retained                
          criteria using the specialized application without invoking a               
          separate application program; and                                           
               operating on said formatted field information.                         
                                   References                                         
               The references relied on by the examiner are as follows:               
          Hogan                         5,699,528      Dec. 16, 1997                  
          (filing date Oct. 31, 1995)                                                 
          Reilly et al. (Reilly)        5,740,549      Apr. 14, 1998                  
                                        (filing date Jun. 12, 1995)                   
          Munsil et al. (Munsil)        5,761,650      Jun.  2, 1998                  
          (filing date Dec. 29, 1995)                                                 
          Williams et al. (Williams)    6,016,484      Jan. 18, 2000                  
                                        (filing date Apr. 26, 1996)                   
                                                                                     
                              Rejections at Issue                                     
               Claims 1 through 3, 5, 6, 8 through 12, and 25 through 27              
          stand rejected under 35 U.S.C. § 102 as being anticipated by                
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