Ex Parte ZENNER et al - Page 10



          Appeal No. 2003-0133                                                        
          Application 08/940,702                                                      

          method or apparatus for manipulating billing and payment                    
          information having the steps or means for accessing retained                
          criteria entered by the user, wherein the retained criteria                 
          includes at least one of sorting, highlighting, filtering, and              
          aliasing criteria for personalizing the display of the detailed             
          billing records contained within at least one bill, formatting              
          the display of field information from said detailed billing                 
          records automatically, acting upon the retained criteria,                   
          displaying the detailed billing records and said formatting field           
          information in accordance with the acted upon retained criteria             
          using the specialized application without invoking a separate               
          application program, and operating on the formatted field                   
          information as recited in appellants’ claims 1 and 25.                      
               Claims 3, 4, 6, 7, 26 and 27 stand rejected under 35 U.S.C.            
          § 103 as being unpatentable over Hogan in view of Reilly and                
          Munsil.  We note that these claims are dependent upon claims 1 or           
          25.  Therefore, for the same reasons as pointed out above, we               
          will not sustain this rejection.                                            





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