Appeal No. 2003-0133
Application 08/940,702
Appellants point out that claims 1 and 25 of the present
application, the only independent claims remaining in the present
application, recite a method and apparatus, respectively, for
manipulating billing and payment information downloaded over the
Internet from a billing service. Appellants point out that the
claims require that the billing information includes at least one
bill that comprises a plurality of detailed billing records. See
page 6 of the brief. Appellants argue that Williams fail to
teach or suggest a method or apparatus for sorting, highlighting
or filtering detailed billing records contained within a bill
obtained in electronic form for formatting field information
within each detailed billing record or for displaying the
detailed billing records and formatting information contained
within the bill in accordance with the criteria entered by the
user. See page 6 of the brief.
Upon our review of Williams, we find that Williams teaches
an electronic-monetary system that emulates a wallet, a purse, a
smart card, a pocketbook, a checkbook, a satchel or other payment
instrument holder that is customarily used for storing money,
credit cards and other payment instruments. See column 2, lines
56 through 62.
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