Appeal No. 2004-0786
Application No. 08/935,116 Page 31
transaction processor 19) customer database (check cashing master
file 20) comprising stored transaction data from prior point-of-
sale transactions (check authorization may be determined by
variable factors such as the customer's check cashing history,
and the like (col. 8, lines 34-40)). In addition, Creekmore
discloses that data regarding prior transactions are stored in
association with an identification of the customer (applicant is
assigned an account number and is issued a check cashing
identification card having a magnetic stripe. The card may
include the customer's checking account number, and a driver's
licence number which is unique to the customer (col. 4, lines 30-
47). Transaction processor 19 verifies whether the
identification card is valid (col. 6, lines 10-40)). In
addition, the transaction data includes the dollar amount of
purchases and the time period (the customer supplies the dollar
amount of the check being presented (col. 3, lines 9 and 10; col.
11, lines 11-14); the amount authorized counters 61 indicate the
quantity of each type of check which can be authorized for the
customer during each N-day period, and these quantities may be
determined by variable factors such as the customer's check
cashing history (col. 8, lines 34-40). A record of each check
cashing approval transaction handled by processor 19 during a
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Last modified: November 3, 2007