Appeal No. 2004-0786
Application No. 08/935,116 Page 32
particular day is maintained by the daily transaction log 71,
which is updated by nightly update routine 72. Information from
the nightly update routine is used to generate various reports
and records relating to checks which were authorized and
subsequently dishonored; amounts owed to subscribing merchants
for approved checks which were dishonored; merchant billing for
merchant use, and various statistical reports, as desired (col.
10, lines 29-56)). From all of the above, we find that Creekmore
anticipates the invention set forth in claim 33.
OBSERVATIONS AND REMARKS
Because we are primarily a board of review, we have limited
the rejection under 37 CFR § 1.196(b) to a single claim. We
leave it to the examiner to determine whether any or all of the
remaining claims are unpatentable over the prior art, in a manner
consistent with out findings as to the teachings and suggestions
of the prior art, as set forth, supra.
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