Ex Parte Shah et al - Page 3




          Appeal No. 2004-1200                                                               
          Application No. 09/871,996                                                         

                a processor connected with the storage device and the at                     
          least one communications device, wherein the processor is                          
          configured to:                                                                     
                collect customer demographic information and transaction                     
          data for a plurality of transaction requests initiated by the                      
          customers with the first and second subsets;                                       
                for each transaction request,                                                
                determine which of the plurality of independent service                      
          providers should receive the transaction request on the basis of                   
          the collected customer information; and                                            
                transmit the transaction request to the determined                           
          independent service provider and                                                   
                develop a customer profile categorizing the customers                        
          according to customer demographic information received with the                    
          first and second subsets.                                                          
                                       THE PRIOR ART                                         
                The references relied on by the examiner to support the                      
          final rejection are:                                                               
          Burge et al. (Burge)             6,014,638             Jan. 11, 2000               
          Wong et al. (Wong)               6,119,933             Sep. 19, 2000               
          Schein et al. (Schein)           6,226,623             May   1, 2001               
          Levine et al. (Levine)           6,233,566             May  15, 2001               
          Computer Associates Ships Jasmine(R)ii, First Intelligent and                      
          Integrated eBusiness Platform, PR Newswire; New York; Apr. 10,                     
          2000.                                                                              
          Neugents ii: Software That Can Think, Computer Associates, May                     
          10, 2000.                                                                          






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